C
Royal Business Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Royal Business Bank
Los Angeles, CA
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Rating C
Asset Quality Index 4.80
Capitalization Index 10.00
Liquidity Index 0.20
Profitability Index 4.50
Stability Index 3.70
Company Info Royal Business Bank
Los Angeles, CA
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FDIC Number 58816
Phone Number (213) 627-9888
Website www.royalbusinessbankusa.com
Asset Quality Royal Business Bank
Los Angeles, CA
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1-Year Asset Growth 5.41%
5-Year Asset Growth 8.64%
5-Year Charge-Offs to Average Loans 0.06%
Charge-Offs to Average Loans 0.54%
Non-Performing Assets to Assets 1.52%
Non-Performing Loans to Capital 8.62%
Non-Performing Loans to Loans 1.70%
Balance Sheet Royal Business Bank
Los Angeles, CA
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Total Assets 4.20B
Total Deposits 3.42B
Capital and Reserves Royal Business Bank
Los Angeles, CA
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Capital 590.85M
Leverage Ratio 13.03
Loan Loss Reserves to Loans 1.36%
Risk-Based Capital Ratio 21.49
Liquidity Royal Business Bank
Los Angeles, CA
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Hot Money Ratio 49.53%
Liquidity Ratio 17.25%
Profitability Royal Business Bank
Los Angeles, CA
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5-Year Return on Average Assets 1.36%
Net Income 25.98M
Net Interest Spread 3.06%
Operating Profit to Average Assets 1.16%
Overhead Efficiency Ratio 56.00%
Return on Assets 0.86%
Return on Equity 5.82%