| Weiss Ratings |
CornerStone Bank
Lexington, VA |
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| Rating | ||||
| Asset Quality Index | 4.80 | |||
| Capitalization Index | 9.80 | |||
| Liquidity Index | 0.50 | |||
| Profitability Index | 5.60 | |||
| Stability Index | 3.70 | |||
| Company Info |
CornerStone Bank
Lexington, VA |
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| FDIC Number | 58859 | |||
| Phone Number | (540) 463-2222 | |||
| Website | www.cornerstonebankva.com | |||
| Asset Quality |
CornerStone Bank
Lexington, VA |
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| 1-Year Asset Growth | 3.95% | |||
| 5-Year Asset Growth | 4.75% | |||
| 5-Year Charge-Offs to Average Loans | -0.02% | |||
| Charge-Offs to Average Loans | -0.03% | |||
| Non-Performing Assets to Assets | 0.64% | |||
| Non-Performing Loans to Capital | 5.96% | |||
| Non-Performing Loans to Loans | 0.81% | |||
| Balance Sheet |
CornerStone Bank
Lexington, VA |
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| Total Assets | 232.80M | |||
| Total Deposits | 198.57M | |||
| Capital and Reserves |
CornerStone Bank
Lexington, VA |
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| Capital | 24.79M | |||
| Leverage Ratio | 10.86 | |||
| Loan Loss Reserves to Loans | 1.08% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
CornerStone Bank
Lexington, VA |
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| Hot Money Ratio | 21.38% | |||
| Liquidity Ratio | 11.65% | |||
| Profitability |
CornerStone Bank
Lexington, VA |
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| 5-Year Return on Average Assets | 1.02% | |||
| Net Income | 1.37M | |||
| Net Interest Spread | 4.63% | |||
| Operating Profit to Average Assets | 1.50% | |||
| Overhead Efficiency Ratio | 65.38% | |||
| Return on Assets | 1.21% | |||
| Return on Equity | 11.37% | |||