Kalamazoo County State Bank
| Weiss Ratings |
Kalamazoo County State Bank
Schoolcraft, MI |
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| Rating | ||||
| Asset Quality Index | 8.60 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.90 | |||
| Profitability Index | 3.30 | |||
| Stability Index | 5.00 | |||
| Company Info |
Kalamazoo County State Bank
Schoolcraft, MI |
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| FDIC Number | 5892 | |||
| Phone Number | (269) 679-5291 | |||
| Website | www.kcsbank.com | |||
| Asset Quality |
Kalamazoo County State Bank
Schoolcraft, MI |
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| 1-Year Asset Growth | -1.33% | |||
| 5-Year Asset Growth | 1.51% | |||
| 5-Year Charge-Offs to Average Loans | 0.10% | |||
| Charge-Offs to Average Loans | 0.08% | |||
| Non-Performing Assets to Assets | 0.17% | |||
| Non-Performing Loans to Capital | 1.34% | |||
| Non-Performing Loans to Loans | 0.33% | |||
| Balance Sheet |
Kalamazoo County State Bank
Schoolcraft, MI |
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| Total Assets | 118.44M | |||
| Total Deposits | 105.32M | |||
| Capital and Reserves |
Kalamazoo County State Bank
Schoolcraft, MI |
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| Capital | 12.63M | |||
| Leverage Ratio | 12.08 | |||
| Loan Loss Reserves to Loans | 0.84% | |||
| Risk-Based Capital Ratio | 21.09 | |||
| Liquidity |
Kalamazoo County State Bank
Schoolcraft, MI |
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| Hot Money Ratio | 10.11% | |||
| Liquidity Ratio | 39.28% | |||
| Profitability |
Kalamazoo County State Bank
Schoolcraft, MI |
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| 5-Year Return on Average Assets | 0.46% | |||
| Net Income | 324.00K | |||
| Net Interest Spread | 4.16% | |||
| Operating Profit to Average Assets | 0.65% | |||
| Overhead Efficiency Ratio | 83.26% | |||
| Return on Assets | 0.53% | |||
| Return on Equity | 5.22% | |||