R Bank
Major Rating Factors:
A current level of 11.8 percent of nonperforming loans to core capital combined with 16.2 percent from a year earlier contributes to the Fair asset quality (4.5). Operating profits as a percentage of assets at 0.9%, coupled with a return on assets of 0.7 has resulted in Fair (3.3) profitability.
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (7.2 on a scale of 0 to 10). Excellent current capitalization (7.0 on a scale of 0 to 10) based on a risk-based capital ratio of 13.2 and a capital leverage ratio of 9.0.
Asset Mix:
Comm re (32%), cash (17%), home mtgs (15%), comm loans (14%), securities (5%), home eq lns (1%), consumer loans (0%), other (15%)
States with Branches:
TX
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
R Corp Financial
Investment Rating
--
Address
3600 East Palm Valley Boulevard
Round Rock, TX 78665
Round Rock, TX 78665
Phone Number
(512) 580-9999
Year Founded
2009
FDIC Number
Website
Largest Affiliates
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