R Bank
Major Rating Factors:
Operating profits as a percentage of assets at 0.9%, coupled with a return on assets of 0.7 has resulted in Fair (3.5) profitability. A current level of 16.2 percent of nonperforming loans to core capital combined with 14.8 percent from a year earlier contributes to the Fair asset quality (3.1).
Other Rating Factors:
Excellent current capitalization (7.6 on a scale of 0 to 10) based on a risk-based capital ratio of 13.0 and a capital leverage ratio of 9.4. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.9 on a scale of 0 to 10).
Asset Mix:
Comm re (35%), home mtgs (17%), comm loans (12%), cash (10%), securities (7%), home eq lns (1%), consumer loans (0%), other (18%)
States with Branches:
TX
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
R Corp Financial
Investment Rating
--
Address
3600 East Palm Valley Boulevard
Round Rock, TX 78665
Round Rock, TX 78665
Phone Number
(512) 580-9999
Year Founded
2009
FDIC Number
Website
Largest Affiliates
No affiliate information available.