C
Lakeside Bank
Rating Date
March 2026
Risk Based
Capital Ratio
15.02
Leverage
Ratio
9.39
Return On
Assets
0.52%
Total
Assets
385.74M
Capital
36.04M
Total
Deposits
287.57M
Net
Income
1.94M
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Weiss Ratings Lakeside Bank
Lake Charles, LA 		Click to
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Rating C
Asset Quality Index 5.30
Capitalization Index 7.60
Liquidity Index 2.50
Profitability Index 3.20
Stability Index 4.90
Company Info Lakeside Bank
Lake Charles, LA 		Click to
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FDIC Number 58961
Phone Number (337) 474-3766
Website www.mylksb.bank
Asset Quality Lakeside Bank
Lake Charles, LA 		Click to
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1-Year Asset Growth 5.55%
5-Year Asset Growth 2.87%
5-Year Charge-Offs to Average Loans 0.17%
Charge-Offs to Average Loans 0.06%
Non-Performing Assets to Assets 0.54%
Non-Performing Loans to Capital 5.34%
Non-Performing Loans to Loans 0.87%
Balance Sheet Lakeside Bank
Lake Charles, LA 		Click to
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Total Assets 385.74M
Total Deposits 287.57M
Capital and Reserves Lakeside Bank
Lake Charles, LA 		Click to
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Capital 36.04M
Leverage Ratio 9.39
Loan Loss Reserves to Loans 1.11%
Risk-Based Capital Ratio 15.02
Liquidity Lakeside Bank
Lake Charles, LA 		Click to
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Hot Money Ratio 34.10%
Liquidity Ratio 19.42%
Profitability Lakeside Bank
Lake Charles, LA 		Click to
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5-Year Return on Average Assets 0.53%
Net Income 1.94M
Net Interest Spread 2.61%
Operating Profit to Average Assets 0.65%
Overhead Efficiency Ratio 69.93%
Return on Assets 0.52%
Return on Equity 5.55%