C
First Bank
McCombMS
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First Bank
McComb, MS
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Rating C
Asset Quality Index 7.70
Capitalization Index 10.00
Liquidity Index 1.00
Profitability Index 7.00
Stability Index 4.30
Company Info First Bank
McComb, MS
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FDIC Number 5907
Phone Number (601) 684-2231
Website www.firstbankms.com
Asset Quality First Bank
McComb, MS
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1-Year Asset Growth -2.42%
5-Year Asset Growth -0.72%
5-Year Charge-Offs to Average Loans 0.21%
Charge-Offs to Average Loans 0.42%
Non-Performing Assets to Assets 0.59%
Non-Performing Loans to Capital 3.68%
Non-Performing Loans to Loans 0.71%
Balance Sheet First Bank
McComb, MS
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Total Assets 549.16M
Total Deposits 473.52M
Capital and Reserves First Bank
McComb, MS
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Capital 71.14M
Leverage Ratio 12.89
Loan Loss Reserves to Loans 1.45%
Risk-Based Capital Ratio --
Liquidity First Bank
McComb, MS
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Hot Money Ratio 10.76%
Liquidity Ratio 21.02%
Profitability First Bank
McComb, MS
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5-Year Return on Average Assets 1.22%
Net Income 4.10M
Net Interest Spread 3.80%
Operating Profit to Average Assets 1.50%
Overhead Efficiency Ratio 63.17%
Return on Assets 1.50%
Return on Equity 11.42%