B
International Bank of Commerce
Rating Date
March 2026
Risk Based
Capital Ratio
21.66
Leverage
Ratio
14.68
Return On
Assets
1.38%
Total
Assets
1.62B
Capital
245.71M
Total
Deposits
1.12B
Net
Income
23.39M
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Weiss Ratings International Bank of Commerce
Oklahoma City, OK 		Click to
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Rating B
Asset Quality Index 7.70
Capitalization Index 10.00
Liquidity Index 4.60
Profitability Index 7.00
Stability Index 6.30
Company Info International Bank of Commerce
Oklahoma City, OK 		Click to
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FDIC Number 59093
Phone Number (405) 841-2100
Website www.ibc.com
Asset Quality International Bank of Commerce
Oklahoma City, OK 		Click to
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1-Year Asset Growth 1.99%
5-Year Asset Growth -0.49%
5-Year Charge-Offs to Average Loans -0.01%
Charge-Offs to Average Loans 1.19%
Non-Performing Assets to Assets 0.07%
Non-Performing Loans to Capital 0.28%
Non-Performing Loans to Loans 0.09%
Balance Sheet International Bank of Commerce
Oklahoma City, OK 		Click to
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Total Assets 1.62B
Total Deposits 1.12B
Capital and Reserves International Bank of Commerce
Oklahoma City, OK 		Click to
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Capital 245.71M
Leverage Ratio 14.68
Loan Loss Reserves to Loans 1.62%
Risk-Based Capital Ratio 21.66
Liquidity International Bank of Commerce
Oklahoma City, OK 		Click to
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Hot Money Ratio 7.54%
Liquidity Ratio 20.13%
Profitability International Bank of Commerce
Oklahoma City, OK 		Click to
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5-Year Return on Average Assets 1.15%
Net Income 23.39M
Net Interest Spread 3.69%
Operating Profit to Average Assets 1.76%
Overhead Efficiency Ratio 54.86%
Return on Assets 1.38%
Return on Equity 10.27%