B
International Bank of Commerce
Rating Date
October 2025
Risk Based
Capital Ratio
20.09
Leverage
Ratio
13.84
Return On
Assets
1.27%
Total
Assets
1.66B
Capital
225.30M
Total
Deposits
1.15B
Net
Income
10.81M
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Weiss Ratings International Bank of Commerce
Oklahoma City, OK 		Click to
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Rating B
Asset Quality Index 7.70
Capitalization Index 10.00
Liquidity Index 5.00
Profitability Index 4.90
Stability Index 8.20
Company Info International Bank of Commerce
Oklahoma City, OK 		Click to
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FDIC Number 59093
Phone Number (405) 841-2100
Website www.ibc.com
Asset Quality International Bank of Commerce
Oklahoma City, OK 		Click to
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1-Year Asset Growth 6.68%
5-Year Asset Growth 3.23%
5-Year Charge-Offs to Average Loans -0.01%
Charge-Offs to Average Loans 2.31%
Non-Performing Assets to Assets 0.34%
Non-Performing Loans to Capital 0.32%
Non-Performing Loans to Loans 0.13%
Balance Sheet International Bank of Commerce
Oklahoma City, OK 		Click to
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Total Assets 1.66B
Total Deposits 1.15B
Capital and Reserves International Bank of Commerce
Oklahoma City, OK 		Click to
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Capital 225.30M
Leverage Ratio 13.84
Loan Loss Reserves to Loans 1.71%
Risk-Based Capital Ratio 20.09
Liquidity International Bank of Commerce
Oklahoma City, OK 		Click to
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Hot Money Ratio 7.03%
Liquidity Ratio 21.67%
Profitability International Bank of Commerce
Oklahoma City, OK 		Click to
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5-Year Return on Average Assets 1.15%
Net Income 10.81M
Net Interest Spread 3.57%
Operating Profit to Average Assets 1.60%
Overhead Efficiency Ratio 55.51%
Return on Assets 1.27%
Return on Equity 9.85%