B
International Bank of Commerce
Rating Date
October 2025
Risk Based
Capital Ratio
20.55
Leverage
Ratio
14.33
Return On
Assets
1.30%
Total
Assets
1.63B
Capital
236.59M
Total
Deposits
1.15B
Net
Income
16.55M
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Weiss Ratings International Bank of Commerce
Oklahoma City, OK 		Click to
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Rating B
Asset Quality Index 7.70
Capitalization Index 10.00
Liquidity Index 4.70
Profitability Index 6.00
Stability Index 8.10
Company Info International Bank of Commerce
Oklahoma City, OK 		Click to
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FDIC Number 59093
Phone Number (405) 841-2100
Website www.ibc.com
Asset Quality International Bank of Commerce
Oklahoma City, OK 		Click to
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1-Year Asset Growth -0.03%
5-Year Asset Growth 3.23%
5-Year Charge-Offs to Average Loans -0.01%
Charge-Offs to Average Loans 1.52%
Non-Performing Assets to Assets 0.30%
Non-Performing Loans to Capital 0.39%
Non-Performing Loans to Loans 0.16%
Balance Sheet International Bank of Commerce
Oklahoma City, OK 		Click to
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Total Assets 1.63B
Total Deposits 1.15B
Capital and Reserves International Bank of Commerce
Oklahoma City, OK 		Click to
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Capital 236.59M
Leverage Ratio 14.33
Loan Loss Reserves to Loans 1.64%
Risk-Based Capital Ratio 20.55
Liquidity International Bank of Commerce
Oklahoma City, OK 		Click to
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Hot Money Ratio 7.07%
Liquidity Ratio 21.48%
Profitability International Bank of Commerce
Oklahoma City, OK 		Click to
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5-Year Return on Average Assets 1.15%
Net Income 16.55M
Net Interest Spread 3.66%
Operating Profit to Average Assets 1.64%
Overhead Efficiency Ratio 57.31%
Return on Assets 1.30%
Return on Equity 9.88%