D
Beacon Community Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Beacon Community Bank
Mount Pleasant, SC
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Rating D
Asset Quality Index 8.00
Capitalization Index 6.00
Liquidity Index 0.10
Profitability Index 2.50
Stability Index 4.50
Company Info Beacon Community Bank
Mount Pleasant, SC
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FDIC Number 59106
Phone Number (843) 936-5181
Website www.beacon.bank
Asset Quality Beacon Community Bank
Mount Pleasant, SC
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1-Year Asset Growth 23.59%
5-Year Asset Growth 95.12%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.03%
Non-Performing Loans to Capital 0.41%
Non-Performing Loans to Loans 0.04%
Balance Sheet Beacon Community Bank
Mount Pleasant, SC
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Total Assets 878.04M
Total Deposits 676.41M
Capital and Reserves Beacon Community Bank
Mount Pleasant, SC
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Capital 63.92M
Leverage Ratio 7.99
Loan Loss Reserves to Loans 0.80%
Risk-Based Capital Ratio 10.18
Liquidity Beacon Community Bank
Mount Pleasant, SC
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Hot Money Ratio 36.28%
Liquidity Ratio 7.04%
Profitability Beacon Community Bank
Mount Pleasant, SC
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5-Year Return on Average Assets 0.41%
Net Income 1.72M
Net Interest Spread 2.55%
Operating Profit to Average Assets 0.50%
Overhead Efficiency Ratio 76.72%
Return on Assets 0.42%
Return on Equity 5.73%