D
Beacon Community Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Beacon Community Bank
Mount Pleasant, SC
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Rating D
Asset Quality Index 8.00
Capitalization Index 6.90
Liquidity Index 0.10
Profitability Index 3.00
Stability Index 4.70
Company Info Beacon Community Bank
Mount Pleasant, SC
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FDIC Number 59106
Phone Number (843) 936-5181
Website www.beacon.bank
Asset Quality Beacon Community Bank
Mount Pleasant, SC
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1-Year Asset Growth 29.86%
5-Year Asset Growth 95.12%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.02%
Non-Performing Assets to Assets 0.01%
Non-Performing Loans to Capital 0.07%
Non-Performing Loans to Loans 0.01%
Balance Sheet Beacon Community Bank
Mount Pleasant, SC
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Total Assets 957.48M
Total Deposits 766.64M
Capital and Reserves Beacon Community Bank
Mount Pleasant, SC
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Capital 75.68M
Leverage Ratio 8.88
Loan Loss Reserves to Loans 0.80%
Risk-Based Capital Ratio 11.41
Liquidity Beacon Community Bank
Mount Pleasant, SC
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Hot Money Ratio 41.43%
Liquidity Ratio 10.65%
Profitability Beacon Community Bank
Mount Pleasant, SC
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5-Year Return on Average Assets 0.41%
Net Income 3.12M
Net Interest Spread 2.59%
Operating Profit to Average Assets 0.61%
Overhead Efficiency Ratio 72.13%
Return on Assets 0.49%
Return on Equity 6.57%