C
Commerceone Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Commerceone Bank
Birmingham, AL
Click to
Compare
Click to
Compare
Click to
Compare
Rating C
Asset Quality Index 8.30
Capitalization Index 10.00
Liquidity Index 1.60
Profitability Index 8.20
Stability Index 5.00
Company Info Commerceone Bank
Birmingham, AL
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 59114
Phone Number (205) 719-5750
Website www.commerceonebank.com
Asset Quality Commerceone Bank
Birmingham, AL
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 23.23%
5-Year Asset Growth 44.37%
5-Year Charge-Offs to Average Loans 0.12%
Charge-Offs to Average Loans -0.03%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Commerceone Bank
Birmingham, AL
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 838.99M
Total Deposits 743.38M
Capital and Reserves Commerceone Bank
Birmingham, AL
Click to
Compare
Click to
Compare
Click to
Compare
Capital 83.60M
Leverage Ratio 11.10
Loan Loss Reserves to Loans 1.20%
Risk-Based Capital Ratio 13.00
Liquidity Commerceone Bank
Birmingham, AL
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 1.36%
Liquidity Ratio 18.28%
Profitability Commerceone Bank
Birmingham, AL
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 1.20%
Net Income 9.24M
Net Interest Spread 3.77%
Operating Profit to Average Assets 2.11%
Overhead Efficiency Ratio 42.42%
Return on Assets 1.58%
Return on Equity 15.72%