C
Commerceone Bank
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Commerceone Bank
Birmingham, AL
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Rating C
Asset Quality Index 8.30
Capitalization Index 9.90
Liquidity Index 1.00
Profitability Index 8.30
Stability Index 4.30
Company Info Commerceone Bank
Birmingham, AL
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FDIC Number 59114
Phone Number (205) 719-5750
Website www.commerceonebank.com
Asset Quality Commerceone Bank
Birmingham, AL
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1-Year Asset Growth 8.15%
5-Year Asset Growth 31.57%
5-Year Charge-Offs to Average Loans 0.12%
Charge-Offs to Average Loans -0.03%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Commerceone Bank
Birmingham, AL
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Total Assets 839.74M
Total Deposits 719.93M
Capital and Reserves Commerceone Bank
Birmingham, AL
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Capital 86.47M
Leverage Ratio 10.92
Loan Loss Reserves to Loans 1.20%
Risk-Based Capital Ratio 12.89
Liquidity Commerceone Bank
Birmingham, AL
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Hot Money Ratio 1.42%
Liquidity Ratio 15.00%
Profitability Commerceone Bank
Birmingham, AL
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5-Year Return on Average Assets 1.20%
Net Income 12.66M
Net Interest Spread 3.86%
Operating Profit to Average Assets 2.14%
Overhead Efficiency Ratio 42.52%
Return on Assets 1.61%
Return on Equity 15.82%