C
Commerceone Bank
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Commerceone Bank
Birmingham, AL
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Rating C
Asset Quality Index 8.40
Capitalization Index 7.00
Liquidity Index 3.80
Profitability Index 0.90
Stability Index 7.90
Company Info Commerceone Bank
Birmingham, AL
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FDIC Number 59114
Phone Number (205) 719-5750
Website www.commerceonebank.com
Asset Quality Commerceone Bank
Birmingham, AL
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1-Year Asset Growth 39.37%
5-Year Asset Growth 31.57%
5-Year Charge-Offs to Average Loans 0.12%
Charge-Offs to Average Loans 3.54%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Commerceone Bank
Birmingham, AL
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Total Assets 1.06B
Total Deposits 970.20M
Capital and Reserves Commerceone Bank
Birmingham, AL
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Capital 85.00M
Leverage Ratio 9.01
Loan Loss Reserves to Loans 1.00%
Risk-Based Capital Ratio 12.89
Liquidity Commerceone Bank
Birmingham, AL
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Hot Money Ratio 0.34%
Liquidity Ratio 35.97%
Profitability Commerceone Bank
Birmingham, AL
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5-Year Return on Average Assets 1.38%
Net Income -752.00K
Net Interest Spread 3.74%
Operating Profit to Average Assets -0.22%
Overhead Efficiency Ratio 43.89%
Return on Assets -0.16%
Return on Equity -1.80%