B
Gulfside Bank
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Gulfside Bank
Sarasota, FL
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Rating B
Asset Quality Index 8.50
Capitalization Index 9.10
Liquidity Index 2.70
Profitability Index 6.30
Stability Index 5.70
Company Info Gulfside Bank
Sarasota, FL
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FDIC Number 59140
Phone Number (941) 303-4200
Website www.gulfsidebank.com
Asset Quality Gulfside Bank
Sarasota, FL
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1-Year Asset Growth 10.08%
5-Year Asset Growth 15.01%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.11%
Non-Performing Loans to Capital 0.52%
Non-Performing Loans to Loans 0.15%
Balance Sheet Gulfside Bank
Sarasota, FL
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Total Assets 321.06M
Total Deposits 273.56M
Capital and Reserves Gulfside Bank
Sarasota, FL
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Capital 32.27M
Leverage Ratio 10.42
Loan Loss Reserves to Loans 1.09%
Risk-Based Capital Ratio --
Liquidity Gulfside Bank
Sarasota, FL
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Hot Money Ratio 5.80%
Liquidity Ratio 27.81%
Profitability Gulfside Bank
Sarasota, FL
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5-Year Return on Average Assets 0.72%
Net Income 4.03M
Net Interest Spread 3.73%
Operating Profit to Average Assets 1.65%
Overhead Efficiency Ratio 56.81%
Return on Assets 1.26%
Return on Equity 13.93%