B
Gulfside Bank
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Gulfside Bank
Sarasota, FL
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Rating B
Asset Quality Index 8.60
Capitalization Index 9.10
Liquidity Index 2.90
Profitability Index 6.10
Stability Index 5.60
Company Info Gulfside Bank
Sarasota, FL
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FDIC Number 59140
Phone Number (941) 303-4200
Website www.gulfsidebank.com
Asset Quality Gulfside Bank
Sarasota, FL
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1-Year Asset Growth 19.91%
5-Year Asset Growth 54.81%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.04%
Non-Performing Loans to Capital 0.39%
Non-Performing Loans to Loans 0.06%
Balance Sheet Gulfside Bank
Sarasota, FL
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Total Assets 337.02M
Total Deposits 293.62M
Capital and Reserves Gulfside Bank
Sarasota, FL
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Capital 30.11M
Leverage Ratio 10.52
Loan Loss Reserves to Loans 1.09%
Risk-Based Capital Ratio --
Liquidity Gulfside Bank
Sarasota, FL
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Hot Money Ratio 5.64%
Liquidity Ratio 31.01%
Profitability Gulfside Bank
Sarasota, FL
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5-Year Return on Average Assets 0.72%
Net Income 2.84M
Net Interest Spread 3.76%
Operating Profit to Average Assets 1.58%
Overhead Efficiency Ratio 58.20%
Return on Assets 1.21%
Return on Equity 13.45%