Watermark Bank
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.7 on a scale of 0 to 10). Operating profits as a percentage of assets at 1.6%, coupled with a return on assets of 1.2 has resulted in Good (5.6) profitability.
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 16.4 and a capital leverage ratio of 13.7. A current level of 0.0 percent of nonperforming loans to core capital combined with 10.0 percent from a year earlier contributes to the Excellent asset quality (8.4).
Asset Mix:
Comm loans (26%), comm re (25%), home mtgs (14%), securities (3%), cash (2%), home eq lns (1%), consumer loans (0%), other (29%)
States with Branches:
OK
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Investment Rating
--
Address
921 NW 63rd Street
Oklahoma City, OK 73116
Oklahoma City, OK 73116
Phone Number
(405) 810-6210
Year Founded
2019
FDIC Number
Website
Largest Affiliates
No affiliate information available.