D
Watermark Bank
Rating Date
June 2025
Risk Based
Capital Ratio
16.38
Leverage
Ratio
13.69
Return On
Assets
1.21%
Total
Assets
371.13M
Capital
49.75M
Total
Deposits
315.34M
Net
Income
1.11M
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Weiss Ratings Watermark Bank
Oklahoma City, OK 		Click to
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Rating D
Asset Quality Index 8.40
Capitalization Index 10.00
Liquidity Index 0.60
Profitability Index 5.60
Stability Index 3.70
Company Info Watermark Bank
Oklahoma City, OK 		Click to
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FDIC Number 59148
Phone Number (405) 810-6210
Website www.watermark.bank
Asset Quality Watermark Bank
Oklahoma City, OK 		Click to
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1-Year Asset Growth 16.45%
5-Year Asset Growth 59.75%
5-Year Charge-Offs to Average Loans 0.08%
Charge-Offs to Average Loans -0.02%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Watermark Bank
Oklahoma City, OK 		Click to
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Total Assets 371.13M
Total Deposits 315.34M
Capital and Reserves Watermark Bank
Oklahoma City, OK 		Click to
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Capital 49.75M
Leverage Ratio 13.69
Loan Loss Reserves to Loans 1.23%
Risk-Based Capital Ratio 16.38
Liquidity Watermark Bank
Oklahoma City, OK 		Click to
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Hot Money Ratio 24.76%
Liquidity Ratio 21.33%
Profitability Watermark Bank
Oklahoma City, OK 		Click to
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5-Year Return on Average Assets 0.90%
Net Income 1.11M
Net Interest Spread 4.03%
Operating Profit to Average Assets 1.60%
Overhead Efficiency Ratio 60.14%
Return on Assets 1.21%
Return on Equity 9.07%