D
Watermark Bank
Rating Date
August 2026
Risk Based
Capital Ratio
15.36
Leverage
Ratio
13.29
Return On
Assets
1.35%
Total
Assets
450.54M
Capital
56.97M
Total
Deposits
387.38M
Net
Income
2.87M
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Weiss Ratings Watermark Bank
Oklahoma City, OK 		Click to
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Rating D
Asset Quality Index 8.20
Capitalization Index 10.00
Liquidity Index 0.20
Profitability Index 6.40
Stability Index 3.70
Company Info Watermark Bank
Oklahoma City, OK 		Click to
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FDIC Number 59148
Phone Number (405) 810-6210
Website www.watermark.bank
Asset Quality Watermark Bank
Oklahoma City, OK 		Click to
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1-Year Asset Growth 26.73%
5-Year Asset Growth 29.29%
5-Year Charge-Offs to Average Loans 0.08%
Charge-Offs to Average Loans -0.02%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Watermark Bank
Oklahoma City, OK 		Click to
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Total Assets 450.54M
Total Deposits 387.38M
Capital and Reserves Watermark Bank
Oklahoma City, OK 		Click to
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Capital 56.97M
Leverage Ratio 13.29
Loan Loss Reserves to Loans 1.25%
Risk-Based Capital Ratio 15.36
Liquidity Watermark Bank
Oklahoma City, OK 		Click to
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Hot Money Ratio 25.97%
Liquidity Ratio 16.36%
Profitability Watermark Bank
Oklahoma City, OK 		Click to
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5-Year Return on Average Assets 1.17%
Net Income 2.87M
Net Interest Spread 4.25%
Operating Profit to Average Assets 1.78%
Overhead Efficiency Ratio 55.33%
Return on Assets 1.35%
Return on Equity 10.37%