D
Watermark Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Watermark Bank
Oklahoma City, OK
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Rating D
Asset Quality Index 8.40
Capitalization Index 10.00
Liquidity Index 0.40
Profitability Index 6.20
Stability Index 3.70
Company Info Watermark Bank
Oklahoma City, OK
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FDIC Number 59148
Phone Number (405) 810-6210
Website www.watermark.bank
Asset Quality Watermark Bank
Oklahoma City, OK
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1-Year Asset Growth 13.23%
5-Year Asset Growth 59.75%
5-Year Charge-Offs to Average Loans 0.08%
Charge-Offs to Average Loans -0.02%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Watermark Bank
Oklahoma City, OK
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Total Assets 416.22M
Total Deposits 357.88M
Capital and Reserves Watermark Bank
Oklahoma City, OK
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Capital 52.48M
Leverage Ratio 13.77
Loan Loss Reserves to Loans 1.25%
Risk-Based Capital Ratio 16.09
Liquidity Watermark Bank
Oklahoma City, OK
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Hot Money Ratio 24.67%
Liquidity Ratio 23.05%
Profitability Watermark Bank
Oklahoma City, OK
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5-Year Return on Average Assets 0.90%
Net Income 3.40M
Net Interest Spread 4.28%
Operating Profit to Average Assets 1.63%
Overhead Efficiency Ratio 59.12%
Return on Assets 1.23%
Return on Equity 8.99%