Major Rating Factors:
A current level of 14.4 percent of nonperforming loans to core capital combined with 14.9 percent from a year earlier contributes to the Fair asset quality (3.3).
Other Rating Factors:
Fair liquidity 3.0, driven by a liquidity ratio of 25.8 percent and a “hot money” ratio of 24.6 percent. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.2 on a scale of 0 to 10).
Asset Mix:
Cash (19%), securities (16%), comm re (9%), comm loans (5%), home mtgs (4%), other (47%)
States with Branches:
NY
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Investment Rating
--
Address
4 Bryant Park
New York, NY 10018
New York, NY 10018
Phone Number
(212) 266-9200
Year Founded
2019
FDIC Number
Website
Largest Affiliates
No affiliate information available.