Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.5 on a scale of 0 to 10).
Other Rating Factors:
Weak liquidity 3.0, driven by a liquidity ratio of 25.0 percent and a “hot money” ratio of 25.3 percent. A current level of 0.0 percent of nonperforming loans to core capital combined with 9.8 percent from a year earlier contributes to the Excellent asset quality (7.6).
Asset Mix:
Cash (18%), securities (15%), comm re (8%), comm loans (5%), home mtgs (3%), other (52%)
States with Branches:
NY
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Investment Rating
--
Address
4 Bryant Park
New York, NY 10018
New York, NY 10018
Phone Number
(212) 266-9200
Year Founded
2019
FDIC Number
Website
Largest Affiliates
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