Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.1 on a scale of 0 to 10).
Other Rating Factors:
Fair liquidity 3.6, driven by a liquidity ratio of 33.0 percent and a “hot money” ratio of 26.3 percent. A current level of 2.4 percent of nonperforming loans to core capital combined with 10.0 percent from a year earlier contributes to the Good asset quality (6.2).
Asset Mix:
Cash (25%), securities (16%), comm re (6%), comm loans (3%), home mtgs (3%), other (48%)
States with Branches:
NY
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Investment Rating
--
Address
4 Bryant Park
New York, NY 10018
New York, NY 10018
Phone Number
(212) 266-9200
Year Founded
2019
FDIC Number
Website
Largest Affiliates
No affiliate information available.