| Weiss Ratings |
American Bank of the Carolinas
Monroe, NC |
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| Rating | ||||
| Asset Quality Index | 8.90 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 1.70 | |||
| Profitability Index | 6.80 | |||
| Stability Index | 5.00 | |||
| Company Info |
American Bank of the Carolinas
Monroe, NC |
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| FDIC Number | 59157 | |||
| Phone Number | (704) 220-6922 | |||
| Website | www.abc-nc.com | |||
| Asset Quality |
American Bank of the Carolinas
Monroe, NC |
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| 1-Year Asset Growth | 7.66% | |||
| 5-Year Asset Growth | 36.49% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.00% | |||
| Non-Performing Loans to Capital | 0.00% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
American Bank of the Carolinas
Monroe, NC |
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| Total Assets | 212.12M | |||
| Total Deposits | 182.89M | |||
| Capital and Reserves |
American Bank of the Carolinas
Monroe, NC |
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| Capital | 24.87M | |||
| Leverage Ratio | 12.44 | |||
| Loan Loss Reserves to Loans | 0.98% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
American Bank of the Carolinas
Monroe, NC |
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| Hot Money Ratio | 27.18% | |||
| Liquidity Ratio | 28.84% | |||
| Profitability |
American Bank of the Carolinas
Monroe, NC |
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| 5-Year Return on Average Assets | -0.27% | |||
| Net Income | 2.63M | |||
| Net Interest Spread | 4.77% | |||
| Operating Profit to Average Assets | 1.73% | |||
| Overhead Efficiency Ratio | 63.07% | |||
| Return on Assets | 1.33% | |||
| Return on Equity | 11.31% | |||