E
American Bank of the Carolinas
MonroeNC
Rating Date
June 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings American Bank of the Carolinas
Monroe, NC
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Rating E
Asset Quality Index 8.80
Capitalization Index 10.00
Liquidity Index 1.80
Profitability Index 3.30
Stability Index 6.70
Company Info American Bank of the Carolinas
Monroe, NC
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FDIC Number 59157
Phone Number (704) 220-6922
Website www.abc-nc.com
Asset Quality American Bank of the Carolinas
Monroe, NC
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1-Year Asset Growth 11.56%
5-Year Asset Growth 69.43%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet American Bank of the Carolinas
Monroe, NC
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Total Assets 192.37M
Total Deposits 165.76M
Capital and Reserves American Bank of the Carolinas
Monroe, NC
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Capital 22.40M
Leverage Ratio 13.09
Loan Loss Reserves to Loans 1.02%
Risk-Based Capital Ratio --
Liquidity American Bank of the Carolinas
Monroe, NC
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Hot Money Ratio 26.87%
Liquidity Ratio 28.89%
Profitability American Bank of the Carolinas
Monroe, NC
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5-Year Return on Average Assets -0.27%
Net Income 507.00K
Net Interest Spread 4.51%
Operating Profit to Average Assets 1.41%
Overhead Efficiency Ratio 63.51%
Return on Assets 1.08%
Return on Equity 9.28%