| Weiss Ratings |
American Bank of the Carolinas
Monroe, NC |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 8.80 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 1.00 | |||
| Profitability Index | 6.30 | |||
| Stability Index | 4.30 | |||
| Company Info |
American Bank of the Carolinas
Monroe, NC |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 59157 | |||
| Phone Number | (704) 220-6922 | |||
| Website | www.abc-nc.com | |||
| Asset Quality |
American Bank of the Carolinas
Monroe, NC |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 6.44% | |||
| 5-Year Asset Growth | 69.43% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.00% | |||
| Non-Performing Loans to Capital | 0.00% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
American Bank of the Carolinas
Monroe, NC |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 200.87M | |||
| Total Deposits | 172.58M | |||
| Capital and Reserves |
American Bank of the Carolinas
Monroe, NC |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 24.15M | |||
| Leverage Ratio | 12.91 | |||
| Loan Loss Reserves to Loans | 1.00% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
American Bank of the Carolinas
Monroe, NC |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 28.62% | |||
| Liquidity Ratio | 25.27% | |||
| Profitability |
American Bank of the Carolinas
Monroe, NC |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | -0.27% | |||
| Net Income | 1.83M | |||
| Net Interest Spread | 4.68% | |||
| Operating Profit to Average Assets | 1.64% | |||
| Overhead Efficiency Ratio | 63.07% | |||
| Return on Assets | 1.26% | |||
| Return on Equity | 10.70% | |||