| Weiss Ratings |
American Bank of the Carolinas
Monroe, NC |
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| Rating | ||||
| Asset Quality Index | 8.80 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.70 | |||
| Profitability Index | 7.00 | |||
| Stability Index | 4.30 | |||
| Company Info |
American Bank of the Carolinas
Monroe, NC |
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| FDIC Number | 59157 | |||
| Phone Number | (704) 220-6922 | |||
| Website | www.abc-nc.com | |||
| Asset Quality |
American Bank of the Carolinas
Monroe, NC |
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| 1-Year Asset Growth | 8.01% | |||
| 5-Year Asset Growth | 36.49% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.00% | |||
| Non-Performing Loans to Capital | 0.00% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
American Bank of the Carolinas
Monroe, NC |
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| Total Assets | 214.05M | |||
| Total Deposits | 183.79M | |||
| Capital and Reserves |
American Bank of the Carolinas
Monroe, NC |
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| Capital | 26.34M | |||
| Leverage Ratio | 12.27 | |||
| Loan Loss Reserves to Loans | 0.99% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
American Bank of the Carolinas
Monroe, NC |
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| Hot Money Ratio | 26.43% | |||
| Liquidity Ratio | 21.79% | |||
| Profitability |
American Bank of the Carolinas
Monroe, NC |
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| 5-Year Return on Average Assets | 0.69% | |||
| Net Income | 1.62M | |||
| Net Interest Spread | 4.69% | |||
| Operating Profit to Average Assets | 1.85% | |||
| Overhead Efficiency Ratio | 57.66% | |||
| Return on Assets | 1.44% | |||
| Return on Equity | 12.65% | |||