Major Rating Factors:
A current level of 6.7 percent of nonperforming loans to core capital contributes to the Fair asset quality (4.8). Operating profits as a percentage of assets at 0.9%, coupled with a return on assets of 0.6 has resulted in Fair (3.1) profitability.
Other Rating Factors:
Excellent current capitalization (8.1 on a scale of 0 to 10) and a capital leverage ratio of 9.7. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.0 on a scale of 0 to 10).
Asset Mix:
Comm re (40%), comm loans (12%), home mtgs (10%), securities (10%), cash (8%), home eq lns (3%), other (17%)
States with Branches:
NH
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Investment Rating
--
Address
57 Northeastern Boulevard
Nashua, NH 03062
Nashua, NH 03062
Phone Number
(603) 882-6500
Year Founded
2019
FDIC Number
Website
Largest Affiliates
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