C
Loyal Trust Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Loyal Trust Bank
Johns Creek, GA
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Rating C
Asset Quality Index 6.60
Capitalization Index 10.00
Liquidity Index 1.50
Profitability Index 2.50
Stability Index 6.10
Company Info Loyal Trust Bank
Johns Creek, GA
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FDIC Number 59182
Phone Number (678) 783-8018
Website www.loyaltrustbank.com
Asset Quality Loyal Trust Bank
Johns Creek, GA
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1-Year Asset Growth 16.81%
5-Year Asset Growth 129.97%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 1.61%
Non-Performing Loans to Capital 6.16%
Non-Performing Loans to Loans 2.43%
Balance Sheet Loyal Trust Bank
Johns Creek, GA
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Total Assets 233.79M
Total Deposits 176.67M
Capital and Reserves Loyal Trust Bank
Johns Creek, GA
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Capital 25.12M
Leverage Ratio 11.30
Loan Loss Reserves to Loans 1.17%
Risk-Based Capital Ratio 17.50
Liquidity Loyal Trust Bank
Johns Creek, GA
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Hot Money Ratio 49.38%
Liquidity Ratio 24.03%
Profitability Loyal Trust Bank
Johns Creek, GA
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5-Year Return on Average Assets -0.68%
Net Income 937.00K
Net Interest Spread 2.56%
Operating Profit to Average Assets 0.82%
Overhead Efficiency Ratio 71.88%
Return on Assets 0.59%
Return on Equity 5.14%