Trustar Bank
Major Rating Factors:
Operating profits as a percentage of assets at 0.6%, coupled with a return on assets of 0.4 has resulted in Weak (2.3) profitability. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.8 on a scale of 0 to 10).
Other Rating Factors:
Very Weak liquidity 0.5, driven by a liquidity ratio of 22.2 percent and a “hot money” ratio of 35.5 percent. A current level of 0.3 percent of nonperforming loans to core capital contributes to the Good asset quality (6.6).
Asset Mix:
Comm re (30%), home mtgs (18%), cash (14%), comm loans (9%), securities (8%), home eq lns (2%), consumer loans (0%), other (19%)
States with Branches:
DC, MD, VA
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Investment Rating
--
Address
748 Walker Road
Great Falls, VA 22066
Great Falls, VA 22066
Phone Number
(571) 789-0101
Year Founded
2019
FDIC Number
Website
Largest Affiliates
No affiliate information available.