Trustar Bank
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Very Weak overall stability index (0.2 on a scale of 0 to 10). Operating profits as a percentage of assets at 0.3%, coupled with a return on assets of 0.2 has resulted in Weak (2.1) profitability.
Other Rating Factors:
Very Weak liquidity 0.2, driven by a liquidity ratio of 17.0 percent and a “hot money” ratio of 34.8 percent. A current level of 3.2 percent of nonperforming loans to core capital combined with 0.8 percent from a year earlier contributes to the Good asset quality (6.4).
Asset Mix:
Comm re (31%), home mtgs (20%), cash (10%), comm loans (10%), securities (7%), home eq lns (2%), consumer loans (0%), other (20%)
States with Branches:
DC, MD, VA
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
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Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Investment Rating
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Address
748 Walker Road
Great Falls, VA 22066
Great Falls, VA 22066
Phone Number
(571) 789-0101
Year Founded
2019
FDIC Number
Website
Largest Affiliates
No affiliate information available.