Trustar Bank
Major Rating Factors:
Operating profits as a percentage of assets at 0.6%, coupled with a return on assets of 0.5 has resulted in Weak (2.8) profitability. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.7 on a scale of 0 to 10).
Other Rating Factors:
Very Weak liquidity 0.4, driven by a liquidity ratio of 17.3 percent and a “hot money” ratio of 30.5 percent. A current level of 0.2 percent of nonperforming loans to core capital contributes to the Excellent asset quality (7.2).
Asset Mix:
Comm re (32%), home mtgs (19%), securities (11%), comm loans (10%), cash (6%), home eq lns (3%), other (19%)
States with Branches:
DC, MD, VA
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Investment Rating
--
Address
748 Walker Road
Great Falls, VA 22066
Great Falls, VA 22066
Phone Number
(571) 789-0101
Year Founded
2019
FDIC Number
Website
Largest Affiliates
No affiliate information available.