| Weiss Ratings |
Gulf Capital Bank
Houston, TX |
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| Rating | ||||
| Asset Quality Index | 6.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.50 | |||
| Profitability Index | 0.50 | |||
| Stability Index | 0.00 | |||
| Company Info |
Gulf Capital Bank
Houston, TX |
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| FDIC Number | 59185 | |||
| Phone Number | (713) 999-8800 | |||
| Website | www.gulfcapitalbank.com | |||
| Asset Quality |
Gulf Capital Bank
Houston, TX |
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| 1-Year Asset Growth | -7.12% | |||
| 5-Year Asset Growth | 263.79% | |||
| 5-Year Charge-Offs to Average Loans | 1.17% | |||
| Charge-Offs to Average Loans | 0.43% | |||
| Non-Performing Assets to Assets | 0.83% | |||
| Non-Performing Loans to Capital | 5.64% | |||
| Non-Performing Loans to Loans | 2.12% | |||
| Balance Sheet |
Gulf Capital Bank
Houston, TX |
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| Total Assets | 538.93M | |||
| Total Deposits | 434.09M | |||
| Capital and Reserves |
Gulf Capital Bank
Houston, TX |
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| Capital | 69.25M | |||
| Leverage Ratio | 14.05 | |||
| Loan Loss Reserves to Loans | 1.28% | |||
| Risk-Based Capital Ratio | 22.02 | |||
| Liquidity |
Gulf Capital Bank
Houston, TX |
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| Hot Money Ratio | 37.50% | |||
| Liquidity Ratio | 58.84% | |||
| Profitability |
Gulf Capital Bank
Houston, TX |
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| 5-Year Return on Average Assets | -- | |||
| Net Income | 36.00K | |||
| Net Interest Spread | 2.30% | |||
| Operating Profit to Average Assets | 0.01% | |||
| Overhead Efficiency Ratio | 99.11% | |||
| Return on Assets | 0.01% | |||
| Return on Equity | 0.05% | |||