| Weiss Ratings |
Gulf Capital Bank
Houston, TX |
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| Rating | ||||
| Asset Quality Index | 7.50 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 1.40 | |||
| Profitability Index | 2.80 | |||
| Stability Index | 6.10 | |||
| Company Info |
Gulf Capital Bank
Houston, TX |
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| FDIC Number | 59185 | |||
| Phone Number | (713) 999-8800 | |||
| Website | www.gulfcapitalbank.com | |||
| Asset Quality |
Gulf Capital Bank
Houston, TX |
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| 1-Year Asset Growth | 2.44% | |||
| 5-Year Asset Growth | 37.80% | |||
| 5-Year Charge-Offs to Average Loans | 1.03% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.12% | |||
| Non-Performing Loans to Capital | 2.83% | |||
| Non-Performing Loans to Loans | 0.19% | |||
| Balance Sheet |
Gulf Capital Bank
Houston, TX |
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| Total Assets | 596.45M | |||
| Total Deposits | 497.31M | |||
| Capital and Reserves |
Gulf Capital Bank
Houston, TX |
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| Capital | 78.98M | |||
| Leverage Ratio | 13.78 | |||
| Loan Loss Reserves to Loans | 1.05% | |||
| Risk-Based Capital Ratio | 17.63 | |||
| Liquidity |
Gulf Capital Bank
Houston, TX |
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| Hot Money Ratio | 49.22% | |||
| Liquidity Ratio | 41.45% | |||
| Profitability |
Gulf Capital Bank
Houston, TX |
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| 5-Year Return on Average Assets | -0.45% | |||
| Net Income | 2.12M | |||
| Net Interest Spread | 3.30% | |||
| Operating Profit to Average Assets | 0.74% | |||
| Overhead Efficiency Ratio | 79.00% | |||
| Return on Assets | 0.71% | |||
| Return on Equity | 5.39% | |||