| Weiss Ratings |
Gulf Capital Bank
Houston, TX |
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| Rating | ||||
| Asset Quality Index | 6.80 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 1.80 | |||
| Profitability Index | 2.60 | |||
| Stability Index | 5.80 | |||
| Company Info |
Gulf Capital Bank
Houston, TX |
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| FDIC Number | 59185 | |||
| Phone Number | (713) 999-8800 | |||
| Website | www.gulfcapitalbank.com | |||
| Asset Quality |
Gulf Capital Bank
Houston, TX |
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| 1-Year Asset Growth | 9.23% | |||
| 5-Year Asset Growth | 37.80% | |||
| 5-Year Charge-Offs to Average Loans | 1.25% | |||
| Charge-Offs to Average Loans | -1.12% | |||
| Non-Performing Assets to Assets | 0.85% | |||
| Non-Performing Loans to Capital | 4.45% | |||
| Non-Performing Loans to Loans | 1.42% | |||
| Balance Sheet |
Gulf Capital Bank
Houston, TX |
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| Total Assets | 588.67M | |||
| Total Deposits | 493.64M | |||
| Capital and Reserves |
Gulf Capital Bank
Houston, TX |
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| Capital | 78.52M | |||
| Leverage Ratio | 12.87 | |||
| Loan Loss Reserves to Loans | 1.16% | |||
| Risk-Based Capital Ratio | 17.60 | |||
| Liquidity |
Gulf Capital Bank
Houston, TX |
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| Hot Money Ratio | 48.41% | |||
| Liquidity Ratio | 45.42% | |||
| Profitability |
Gulf Capital Bank
Houston, TX |
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| 5-Year Return on Average Assets | -1.25% | |||
| Net Income | 3.76M | |||
| Net Interest Spread | 2.86% | |||
| Operating Profit to Average Assets | 0.66% | |||
| Overhead Efficiency Ratio | 84.47% | |||
| Return on Assets | 0.64% | |||
| Return on Equity | 5.11% | |||