| Weiss Ratings |
Gulf Capital Bank
Houston, TX |
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| Rating | ||||
| Asset Quality Index | 6.70 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.40 | |||
| Profitability Index | 1.20 | |||
| Stability Index | 5.80 | |||
| Company Info |
Gulf Capital Bank
Houston, TX |
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| FDIC Number | 59185 | |||
| Phone Number | (713) 999-8800 | |||
| Website | www.gulfcapitalbank.com | |||
| Asset Quality |
Gulf Capital Bank
Houston, TX |
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| 1-Year Asset Growth | 6.65% | |||
| 5-Year Asset Growth | 263.79% | |||
| 5-Year Charge-Offs to Average Loans | 1.25% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.69% | |||
| Non-Performing Loans to Capital | 5.03% | |||
| Non-Performing Loans to Loans | 1.33% | |||
| Balance Sheet |
Gulf Capital Bank
Houston, TX |
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| Total Assets | 582.25M | |||
| Total Deposits | 435.55M | |||
| Capital and Reserves |
Gulf Capital Bank
Houston, TX |
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| Capital | 72.56M | |||
| Leverage Ratio | 12.96 | |||
| Loan Loss Reserves to Loans | 1.10% | |||
| Risk-Based Capital Ratio | 17.53 | |||
| Liquidity |
Gulf Capital Bank
Houston, TX |
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| Hot Money Ratio | 47.56% | |||
| Liquidity Ratio | 42.25% | |||
| Profitability |
Gulf Capital Bank
Houston, TX |
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| 5-Year Return on Average Assets | -1.25% | |||
| Net Income | 758.00K | |||
| Net Interest Spread | 2.84% | |||
| Operating Profit to Average Assets | 0.28% | |||
| Overhead Efficiency Ratio | 80.73% | |||
| Return on Assets | 0.27% | |||
| Return on Equity | 2.12% | |||