| Weiss Ratings |
Gulf Capital Bank
Houston, TX |
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| Rating | ||||
| Asset Quality Index | 6.70 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.00 | |||
| Profitability Index | 1.00 | |||
| Stability Index | 5.80 | |||
| Company Info |
Gulf Capital Bank
Houston, TX |
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| FDIC Number | 59185 | |||
| Phone Number | (713) 999-8800 | |||
| Website | www.gulfcapitalbank.com | |||
| Asset Quality |
Gulf Capital Bank
Houston, TX |
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| 1-Year Asset Growth | 6.45% | |||
| 5-Year Asset Growth | 263.79% | |||
| 5-Year Charge-Offs to Average Loans | 1.25% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.71% | |||
| Non-Performing Loans to Capital | 5.07% | |||
| Non-Performing Loans to Loans | 1.50% | |||
| Balance Sheet |
Gulf Capital Bank
Houston, TX |
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| Total Assets | 568.81M | |||
| Total Deposits | 421.10M | |||
| Capital and Reserves |
Gulf Capital Bank
Houston, TX |
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| Capital | 72.24M | |||
| Leverage Ratio | 14.11 | |||
| Loan Loss Reserves to Loans | 1.16% | |||
| Risk-Based Capital Ratio | 18.90 | |||
| Liquidity |
Gulf Capital Bank
Houston, TX |
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| Hot Money Ratio | 41.42% | |||
| Liquidity Ratio | 46.58% | |||
| Profitability |
Gulf Capital Bank
Houston, TX |
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| 5-Year Return on Average Assets | -1.25% | |||
| Net Income | 347.00K | |||
| Net Interest Spread | 2.73% | |||
| Operating Profit to Average Assets | 0.27% | |||
| Overhead Efficiency Ratio | 77.90% | |||
| Return on Assets | 0.26% | |||
| Return on Equity | 1.96% | |||