Triad Business Bank
Major Rating Factors:
Operating profits as a percentage of assets at 0.2%, coupled with a return on assets of 0.2 has resulted in Very Weak (0.4) profitability. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.2 on a scale of 0 to 10).
Other Rating Factors:
Very Weak liquidity 0.8, driven by a liquidity ratio of 9.2 percent and a “hot money” ratio of 10.4 percent. A current level of 0.0 percent of nonperforming loans to core capital combined with 0.0 percent from a year earlier contributes to the Excellent asset quality (7.3).
Asset Mix:
Comm re (37%), securities (23%), comm loans (16%), cash (4%), home mtgs (4%), consumer loans (1%), other (17%)
States with Branches:
NC
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
--
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Investment Rating
--
Address
1501 Highwoods Boulevard
Greensboro, NC 27410
Greensboro, NC 27410
Phone Number
(336) 542-1470
Year Founded
FDIC Number
Website
Largest Affiliates
No affiliate information available.