Triad Business Bank
Major Rating Factors:
Operating profits as a percentage of assets at 0.3%, coupled with a return on assets of 0.3 has resulted in Weak (1.1) profitability. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.5 on a scale of 0 to 10).
Other Rating Factors:
Very Weak liquidity 0.5, driven by a liquidity ratio of 7.1 percent and a “hot money” ratio of 7.9 percent. A current level of 4.5 percent of nonperforming loans to core capital contributes to the Good asset quality (5.8).
Asset Mix:
Comm re (40%), securities (20%), comm loans (18%), home mtgs (4%), cash (3%), home eq lns (1%), consumer loans (1%), other (13%)
States with Branches:
NC
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Investment Rating
--
Address
1501 Highwoods Boulevard
Greensboro, NC 27410
Greensboro, NC 27410
Phone Number
(336) 542-1470
Year Founded
2020
FDIC Number
Website
Largest Affiliates
No affiliate information available.