Triad Business Bank
Major Rating Factors:
Operating profits as a percentage of assets at 0.2%, coupled with a return on assets of 0.2 has resulted in Very Weak (0.5) profitability. A current level of 8.2 percent of nonperforming loans to core capital combined with 7.3 percent from a year earlier contributes to the Fair asset quality (4.6).
Other Rating Factors:
Very Weak liquidity 0.7, driven by a liquidity ratio of 8.8 percent and a “hot money” ratio of 10.5 percent. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.2 on a scale of 0 to 10).
Asset Mix:
Comm re (37%), securities (22%), comm loans (16%), cash (4%), home mtgs (4%), home eq lns (1%), consumer loans (1%), other (17%)
States with Branches:
NC
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
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1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Investment Rating
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Address
1501 Highwoods Boulevard
Greensboro, NC 27410
Greensboro, NC 27410
Phone Number
(336) 542-1470
Year Founded
FDIC Number
Website
Largest Affiliates
No affiliate information available.