Triad Business Bank
Major Rating Factors:
A current level of 10.1 percent of nonperforming loans to core capital combined with 10.1 percent from a year earlier contributes to the Fair asset quality (3.1). Operating profits as a percentage of assets at 0.2%, coupled with a return on assets of 0.2 has resulted in Weak (1.4) profitability.
Other Rating Factors:
Excellent current capitalization (9.8 on a scale of 0 to 10) based on a risk-based capital ratio of 12.3 and a capital leverage ratio of 10.9. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.0 on a scale of 0 to 10).
Asset Mix:
Comm re (40%), comm loans (20%), securities (18%), home mtgs (4%), cash (4%), consumer loans (0%), other (12%)
States with Branches:
NC
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Investment Rating
--
Address
1501 Highwoods Boulevard
Greensboro, NC 27410
Greensboro, NC 27410
Phone Number
(336) 542-1470
Year Founded
2020
FDIC Number
Website
Largest Affiliates
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