E
Triad Business Bank
Rating Date
April 2025
Risk Based
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Major Rating Factors: An analysis of stability tests since inception including evaluations of capital adequacy, asset growth, and profitability lead to a Very Weak overall stability index (0.7).
Other Rating Factors: Weak liquidity 1.1, driven by a liquidity ratio of 10.1 percent and a “hot money” ratio of 10.1 percent. A current level of 0.0 percent of nonperforming loans to core capital combined with 0.0 percent from a year earlier contributes to the Excellent asset quality (7.3).
Asset Mix: Comm re (37%), securities (23%), comm loans (16%), cash (5%), home mtgs (4%), home eq lns (1%), consumer loans (0%), other (15%)
States with Branches: NC
Asset Quality
Non-Performing Loans to Capital
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Loan Loss Reserves to Loans
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5-Year Charge-Offs to Average Loans
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Profitability
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Hot Money
Corporate Info
Group Affiliation
Investment Rating
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Address
1501 Highwoods Boulevard
Greensboro, NC 27410
Phone Number
(336) 542-1470
Year Founded
2020
FDIC Number
Largest Affiliates
No affiliate information available.