E
Varo Bank, National Association
DraperUT
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Varo Bank, National Association
Draper, UT
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Rating E
Asset Quality Index 7.00
Capitalization Index 10.00
Liquidity Index 5.20
Profitability Index 0.00
Stability Index 0.00
Company Info Varo Bank, National Association
Draper, UT
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FDIC Number 59190
Phone Number (415) 513-5240
Website www.varomoney.com
Asset Quality Varo Bank, National Association
Draper, UT
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1-Year Asset Growth -35.50%
5-Year Asset Growth --
5-Year Charge-Offs to Average Loans 17.51%
Charge-Offs to Average Loans 21.37%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 1.40%
Non-Performing Loans to Loans 0.00%
Balance Sheet Varo Bank, National Association
Draper, UT
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Total Assets 275.53M
Total Deposits 159.70M
Capital and Reserves Varo Bank, National Association
Draper, UT
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Capital 53.79M
Leverage Ratio 16.67
Loan Loss Reserves to Loans 8.15%
Risk-Based Capital Ratio --
Liquidity Varo Bank, National Association
Draper, UT
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Hot Money Ratio 0.00%
Liquidity Ratio 48.87%
Profitability Varo Bank, National Association
Draper, UT
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5-Year Return on Average Assets --
Net Income -70.99M
Net Interest Spread 6.38%
Operating Profit to Average Assets -30.38%
Overhead Efficiency Ratio 149.11%
Return on Assets -30.38%
Return on Equity -132.71%