Major Rating Factors:
An analysis of stability tests since inception including evaluations of capital adequacy, asset growth, and profitability lead to a Very Weak overall stability index (0.0). Operating profits as a percentage of assets at 0.4%, coupled with a return on assets of 0.3 has resulted in Weak (2.0) profitability.
Other Rating Factors:
Very Weak liquidity 0.2, driven by a liquidity ratio of 18.8 percent and a “hot money” ratio of 39.4 percent. A current level of 0.0 percent of nonperforming loans to core capital combined with 0.0 percent from a year earlier contributes to the Excellent asset quality (7.5).
Asset Mix:
Comm re (30%), cash (14%), home mtgs (10%), comm loans (8%), home eq lns (7%), securities (3%), consumer loans (0%), other (27%)
States with Branches:
OH
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
--
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
--
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Investment Rating
--
Address
555 Metro Place North
Dublin, OH 43017
Dublin, OH 43017
Phone Number
(614) 482-1300
Year Founded
2021
FDIC Number
Website
Largest Affiliates
No affiliate information available.