Scottsdale Community Bank
Major Rating Factors:
An analysis of stability tests since inception including evaluations of capital adequacy, asset growth, and profitability lead to a Very Weak overall stability index (0.0).
Other Rating Factors:
Weak liquidity 1.3, driven by a liquidity ratio of 28.6 percent and a “hot money” ratio of 28.7 percent. A current level of 0.0 percent of nonperforming loans to core capital combined with 0.0 percent from a year earlier contributes to the Excellent asset quality (9.3).
Asset Mix:
Home mtgs (36%), securities (16%), comm re (13%), home eq lns (13%), cash (8%), comm loans (8%), consumer loans (0%), other (5%)
States with Branches:
AZ
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
--
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
--
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Investment Rating
--
Address
8767 East Via De Ventura
Scottsdale, AZ 85258
Scottsdale, AZ 85258
Phone Number
(480) 750-1000
Year Founded
2022
FDIC Number
Largest Affiliates
No affiliate information available.