Scottsdale Community Bank
Major Rating Factors:
An analysis of stability tests since inception including evaluations of capital adequacy, asset growth, and profitability lead to a Very Weak overall stability index (0.0). Operating profits as a percentage of assets at 0.2%, coupled with a return on assets of 0.2 has resulted in Very Weak (0.6) profitability.
Other Rating Factors:
Very Weak liquidity 0.6, driven by a liquidity ratio of 20.0 percent and a “hot money” ratio of 21.4 percent. A current level of 0.0 percent of nonperforming loans to core capital combined with 0.0 percent from a year earlier contributes to the Excellent asset quality (9.2).
Asset Mix:
Home mtgs (40%), comm re (17%), securities (12%), home eq lns (10%), comm loans (9%), cash (6%), consumer loans (0%), other (5%)
States with Branches:
AZ
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
--
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
--
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Investment Rating
--
Address
8767 East Via De Ventura
Scottsdale, AZ 85258
Scottsdale, AZ 85258
Phone Number
(480) 750-1000
Year Founded
2022
FDIC Number
Largest Affiliates
No affiliate information available.