E
Legacy Bank
Rating Date
June 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Legacy Bank
Murrieta, CA
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Rating E
Asset Quality Index 4.60
Capitalization Index 10.00
Liquidity Index 0.20
Profitability Index 0.00
Stability Index 0.00
Company Info Legacy Bank
Murrieta, CA
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FDIC Number 59204
Phone Number (951) 579-3177
Website www.legacybankca.com
Asset Quality Legacy Bank
Murrieta, CA
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1-Year Asset Growth 18.85%
5-Year Asset Growth --
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 0.96%
Non-Performing Loans to Capital 6.40%
Non-Performing Loans to Loans 1.14%
Balance Sheet Legacy Bank
Murrieta, CA
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Total Assets 75.51M
Total Deposits 58.43M
Capital and Reserves Legacy Bank
Murrieta, CA
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Capital 10.63M
Leverage Ratio 14.27
Loan Loss Reserves to Loans 1.05%
Risk-Based Capital Ratio --
Liquidity Legacy Bank
Murrieta, CA
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Hot Money Ratio 21.35%
Liquidity Ratio 15.32%
Profitability Legacy Bank
Murrieta, CA
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5-Year Return on Average Assets --
Net Income -887.00K
Net Interest Spread 4.93%
Operating Profit to Average Assets -4.77%
Overhead Efficiency Ratio 202.62%
Return on Assets -4.77%
Return on Equity -32.05%