E
Legacy Bank
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Legacy Bank
Murrieta, CA
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Rating E
Asset Quality Index 4.80
Capitalization Index 10.00
Liquidity Index 0.20
Profitability Index 0.00
Stability Index 0.00
Company Info Legacy Bank
Murrieta, CA
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FDIC Number 59204
Phone Number (951) 579-3177
Website www.legacybankca.com
Asset Quality Legacy Bank
Murrieta, CA
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1-Year Asset Growth 26.27%
5-Year Asset Growth --
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.85%
Non-Performing Loans to Capital 5.77%
Non-Performing Loans to Loans 1.09%
Balance Sheet Legacy Bank
Murrieta, CA
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Total Assets 90.82M
Total Deposits 72.72M
Capital and Reserves Legacy Bank
Murrieta, CA
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Capital 12.65M
Leverage Ratio 15.50
Loan Loss Reserves to Loans 1.10%
Risk-Based Capital Ratio --
Liquidity Legacy Bank
Murrieta, CA
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Hot Money Ratio 26.94%
Liquidity Ratio 22.31%
Profitability Legacy Bank
Murrieta, CA
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5-Year Return on Average Assets --
Net Income -1.76M
Net Interest Spread 4.76%
Operating Profit to Average Assets -4.51%
Overhead Efficiency Ratio 191.65%
Return on Assets -4.51%
Return on Equity -30.97%