E
Legacy Bank
Rating Date
April 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Legacy Bank
Murrieta, CA
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Rating E
Asset Quality Index 5.40
Capitalization Index 10.00
Liquidity Index 0.40
Profitability Index 0.30
Stability Index 0.00
Company Info Legacy Bank
Murrieta, CA
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FDIC Number 59204
Phone Number (951) 579-3177
Website www.legacybankca.com
Asset Quality Legacy Bank
Murrieta, CA
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1-Year Asset Growth 20.24%
5-Year Asset Growth --
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.97%
Non-Performing Loans to Capital 5.90%
Non-Performing Loans to Loans 1.16%
Balance Sheet Legacy Bank
Murrieta, CA
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Total Assets 74.74M
Total Deposits 56.52M
Capital and Reserves Legacy Bank
Murrieta, CA
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Capital 11.51M
Leverage Ratio 16.42
Loan Loss Reserves to Loans 1.18%
Risk-Based Capital Ratio --
Liquidity Legacy Bank
Murrieta, CA
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Hot Money Ratio 14.38%
Liquidity Ratio 16.63%
Profitability Legacy Bank
Murrieta, CA
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5-Year Return on Average Assets --
Net Income -3.46M
Net Interest Spread 5.07%
Operating Profit to Average Assets -5.16%
Overhead Efficiency Ratio 181.09%
Return on Assets -5.16%
Return on Equity -26.56%