E
Legacy Bank
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Legacy Bank
Murrieta, CA
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Rating E
Asset Quality Index 3.90
Capitalization Index 6.30
Liquidity Index 0.80
Profitability Index 0.00
Stability Index 0.00
Company Info Legacy Bank
Murrieta, CA
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FDIC Number 59204
Phone Number (951) 579-3177
Website www.legacybankca.com
Asset Quality Legacy Bank
Murrieta, CA
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1-Year Asset Growth 24.39%
5-Year Asset Growth --
5-Year Charge-Offs to Average Loans 0.04%
Charge-Offs to Average Loans 0.14%
Non-Performing Assets to Assets 0.68%
Non-Performing Loans to Capital 11.48%
Non-Performing Loans to Loans 1.00%
Balance Sheet Legacy Bank
Murrieta, CA
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Total Assets 112.79M
Total Deposits 101.60M
Capital and Reserves Legacy Bank
Murrieta, CA
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Capital 9.76M
Leverage Ratio 8.29
Loan Loss Reserves to Loans 1.38%
Risk-Based Capital Ratio --
Liquidity Legacy Bank
Murrieta, CA
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Hot Money Ratio 28.96%
Liquidity Ratio 32.98%
Profitability Legacy Bank
Murrieta, CA
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5-Year Return on Average Assets --
Net Income -1.10M
Net Interest Spread 4.04%
Operating Profit to Average Assets -1.96%
Overhead Efficiency Ratio 142.44%
Return on Assets -1.96%
Return on Equity -21.63%