E
Legacy Bank
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Legacy Bank
Murrieta, CA
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Rating E
Asset Quality Index 4.90
Capitalization Index 9.10
Liquidity Index 0.70
Profitability Index 0.00
Stability Index 0.00
Company Info Legacy Bank
Murrieta, CA
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FDIC Number 59204
Phone Number (951) 579-3177
Website www.legacybankca.com
Asset Quality Legacy Bank
Murrieta, CA
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1-Year Asset Growth 39.78%
5-Year Asset Growth --
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.13%
Non-Performing Assets to Assets 0.63%
Non-Performing Loans to Capital 5.56%
Non-Performing Loans to Loans 0.86%
Balance Sheet Legacy Bank
Murrieta, CA
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Total Assets 104.46M
Total Deposits 88.13M
Capital and Reserves Legacy Bank
Murrieta, CA
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Capital 10.86M
Leverage Ratio 10.38
Loan Loss Reserves to Loans 1.29%
Risk-Based Capital Ratio --
Liquidity Legacy Bank
Murrieta, CA
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Hot Money Ratio 32.87%
Liquidity Ratio 28.21%
Profitability Legacy Bank
Murrieta, CA
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5-Year Return on Average Assets --
Net Income -3.55M
Net Interest Spread 4.31%
Operating Profit to Average Assets -3.93%
Overhead Efficiency Ratio 178.72%
Return on Assets -3.93%
Return on Equity -30.77%