E
RockPointBank, National Association
Rating Date
June 2025
Risk Based
Capital Ratio
17.00
Leverage
Ratio
13.04
Return On
Assets
0.34%
Total
Assets
318.89M
Capital
39.10M
Total
Deposits
267.26M
Net
Income
267.00K
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Weiss Ratings RockPointBank, National Association
Chattanooga, TN 		Click to
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Rating E
Asset Quality Index 8.70
Capitalization Index 10.00
Liquidity Index 0.90
Profitability Index 1.40
Stability Index 0.00
Company Info RockPointBank, National Association
Chattanooga, TN 		Click to
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FDIC Number 59206
Phone Number (423) 558-3400
Website www.rockpoint.bank
Asset Quality RockPointBank, National Association
Chattanooga, TN 		Click to
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1-Year Asset Growth 23.69%
5-Year Asset Growth --
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet RockPointBank, National Association
Chattanooga, TN 		Click to
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Total Assets 318.89M
Total Deposits 267.26M
Capital and Reserves RockPointBank, National Association
Chattanooga, TN 		Click to
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Capital 39.10M
Leverage Ratio 13.04
Loan Loss Reserves to Loans 0.92%
Risk-Based Capital Ratio 17.00
Liquidity RockPointBank, National Association
Chattanooga, TN 		Click to
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Hot Money Ratio 16.87%
Liquidity Ratio 12.57%
Profitability RockPointBank, National Association
Chattanooga, TN 		Click to
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5-Year Return on Average Assets --
Net Income 267.00K
Net Interest Spread 2.84%
Operating Profit to Average Assets 0.37%
Overhead Efficiency Ratio 82.71%
Return on Assets 0.34%
Return on Equity 2.76%