E
RockPointBank, National Association
Rating Date
October 2025
Risk Based
Capital Ratio
15.77
Leverage
Ratio
12.58
Return On
Assets
0.38%
Total
Assets
337.04M
Capital
40.47M
Total
Deposits
283.75M
Net
Income
894.00K
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Weiss Ratings RockPointBank, National Association
Chattanooga, TN 		Click to
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Rating E
Asset Quality Index 8.70
Capitalization Index 10.00
Liquidity Index 0.50
Profitability Index 2.00
Stability Index 0.00
Company Info RockPointBank, National Association
Chattanooga, TN 		Click to
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FDIC Number 59206
Phone Number (423) 558-3400
Website www.rockpoint.bank
Asset Quality RockPointBank, National Association
Chattanooga, TN 		Click to
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1-Year Asset Growth 13.30%
5-Year Asset Growth --
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.01%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.02%
Balance Sheet RockPointBank, National Association
Chattanooga, TN 		Click to
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Total Assets 337.04M
Total Deposits 283.75M
Capital and Reserves RockPointBank, National Association
Chattanooga, TN 		Click to
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Capital 40.47M
Leverage Ratio 12.58
Loan Loss Reserves to Loans 0.92%
Risk-Based Capital Ratio 15.77
Liquidity RockPointBank, National Association
Chattanooga, TN 		Click to
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Hot Money Ratio 16.75%
Liquidity Ratio 9.19%
Profitability RockPointBank, National Association
Chattanooga, TN 		Click to
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5-Year Return on Average Assets --
Net Income 894.00K
Net Interest Spread 2.95%
Operating Profit to Average Assets 0.41%
Overhead Efficiency Ratio 80.26%
Return on Assets 0.38%
Return on Equity 3.03%