E
RockPointBank, National Association
Rating Date
August 2026
Risk Based
Capital Ratio
14.89
Leverage
Ratio
12.13
Return On
Assets
0.34%
Total
Assets
384.49M
Capital
44.36M
Total
Deposits
335.76M
Net
Income
596.00K
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Weiss Ratings RockPointBank, National Association
Chattanooga, TN 		Click to
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Rating E
Asset Quality Index 8.70
Capitalization Index 10.00
Liquidity Index 0.50
Profitability Index 2.50
Stability Index 6.50
Company Info RockPointBank, National Association
Chattanooga, TN 		Click to
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FDIC Number 59206
Phone Number (423) 558-3400
Website www.rockpoint.bank
Asset Quality RockPointBank, National Association
Chattanooga, TN 		Click to
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1-Year Asset Growth 19.37%
5-Year Asset Growth --
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.25%
Non-Performing Loans to Capital 1.14%
Non-Performing Loans to Loans 0.21%
Balance Sheet RockPointBank, National Association
Chattanooga, TN 		Click to
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Total Assets 384.49M
Total Deposits 335.76M
Capital and Reserves RockPointBank, National Association
Chattanooga, TN 		Click to
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Capital 44.36M
Leverage Ratio 12.13
Loan Loss Reserves to Loans 0.99%
Risk-Based Capital Ratio 14.89
Liquidity RockPointBank, National Association
Chattanooga, TN 		Click to
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Hot Money Ratio 11.61%
Liquidity Ratio 11.32%
Profitability RockPointBank, National Association
Chattanooga, TN 		Click to
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5-Year Return on Average Assets -1.80%
Net Income 596.00K
Net Interest Spread 3.21%
Operating Profit to Average Assets 0.47%
Overhead Efficiency Ratio 76.81%
Return on Assets 0.34%
Return on Equity 2.70%