E
RockPointBank, National Association
Rating Date
March 2026
Risk Based
Capital Ratio
15.84
Leverage
Ratio
12.62
Return On
Assets
1.20%
Total
Assets
344.51M
Capital
43.84M
Total
Deposits
287.58M
Net
Income
3.88M
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Weiss Ratings RockPointBank, National Association
Chattanooga, TN 		Click to
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Rating E
Asset Quality Index 8.70
Capitalization Index 10.00
Liquidity Index 0.50
Profitability Index 2.90
Stability Index 0.00
Company Info RockPointBank, National Association
Chattanooga, TN 		Click to
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FDIC Number 59206
Phone Number (423) 558-3400
Website www.rockpoint.bank
Asset Quality RockPointBank, National Association
Chattanooga, TN 		Click to
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1-Year Asset Growth 12.27%
5-Year Asset Growth --
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.01%
Non-Performing Loans to Capital 0.76%
Non-Performing Loans to Loans 0.02%
Balance Sheet RockPointBank, National Association
Chattanooga, TN 		Click to
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Total Assets 344.51M
Total Deposits 287.58M
Capital and Reserves RockPointBank, National Association
Chattanooga, TN 		Click to
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Capital 43.84M
Leverage Ratio 12.62
Loan Loss Reserves to Loans 0.91%
Risk-Based Capital Ratio 15.84
Liquidity RockPointBank, National Association
Chattanooga, TN 		Click to
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Hot Money Ratio 22.90%
Liquidity Ratio 9.53%
Profitability RockPointBank, National Association
Chattanooga, TN 		Click to
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5-Year Return on Average Assets --
Net Income 3.88M
Net Interest Spread 2.99%
Operating Profit to Average Assets 0.49%
Overhead Efficiency Ratio 78.59%
Return on Assets 1.20%
Return on Equity 9.68%