E
RockPointBank, National Association
Rating Date
October 2025
Risk Based
Capital Ratio
16.39
Leverage
Ratio
13.02
Return On
Assets
0.36%
Total
Assets
322.10M
Capital
39.67M
Total
Deposits
269.87M
Net
Income
555.00K
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Weiss Ratings RockPointBank, National Association
Chattanooga, TN 		Click to
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Rating E
Asset Quality Index 8.70
Capitalization Index 10.00
Liquidity Index 0.70
Profitability Index 1.60
Stability Index 0.00
Company Info RockPointBank, National Association
Chattanooga, TN 		Click to
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FDIC Number 59206
Phone Number (423) 558-3400
Website www.rockpoint.bank
Asset Quality RockPointBank, National Association
Chattanooga, TN 		Click to
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1-Year Asset Growth 13.39%
5-Year Asset Growth --
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.01%
Non-Performing Loans to Capital 0.05%
Non-Performing Loans to Loans 0.02%
Balance Sheet RockPointBank, National Association
Chattanooga, TN 		Click to
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Total Assets 322.10M
Total Deposits 269.87M
Capital and Reserves RockPointBank, National Association
Chattanooga, TN 		Click to
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Capital 39.67M
Leverage Ratio 13.02
Loan Loss Reserves to Loans 0.92%
Risk-Based Capital Ratio 16.39
Liquidity RockPointBank, National Association
Chattanooga, TN 		Click to
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Hot Money Ratio 15.71%
Liquidity Ratio 10.29%
Profitability RockPointBank, National Association
Chattanooga, TN 		Click to
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5-Year Return on Average Assets --
Net Income 555.00K
Net Interest Spread 2.89%
Operating Profit to Average Assets 0.38%
Overhead Efficiency Ratio 81.57%
Return on Assets 0.36%
Return on Equity 2.84%