D
Classic City Bank
Athens,  GA
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Classic City Bank
Athens, GA
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Rating D
Asset Quality Index 9.10
Capitalization Index 10.00
Liquidity Index 3.40
Profitability Index 9.90
Stability Index 6.80
Company Info Classic City Bank
Athens, GA
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FDIC Number 59219
Phone Number (706) 222-2265
Website www.classiccitybank.com
Asset Quality Classic City Bank
Athens, GA
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1-Year Asset Growth 24.81%
5-Year Asset Growth 133.67%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Classic City Bank
Athens, GA
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Total Assets 314.35M
Total Deposits 277.77M
Capital and Reserves Classic City Bank
Athens, GA
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Capital 34.21M
Leverage Ratio 11.04
Loan Loss Reserves to Loans 1.07%
Risk-Based Capital Ratio --
Liquidity Classic City Bank
Athens, GA
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Hot Money Ratio 8.35%
Liquidity Ratio 36.59%
Profitability Classic City Bank
Athens, GA
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5-Year Return on Average Assets 0.96%
Net Income 3.20M
Net Interest Spread 4.82%
Operating Profit to Average Assets 2.81%
Overhead Efficiency Ratio 39.80%
Return on Assets 2.12%
Return on Equity 19.52%