D
Classic City Bank
AthensGA
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Classic City Bank
Athens, GA
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Rating D
Asset Quality Index 9.00
Capitalization Index 10.00
Liquidity Index 3.10
Profitability Index 9.00
Stability Index 6.30
Company Info Classic City Bank
Athens, GA
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FDIC Number 59219
Phone Number (706) 222-2265
Website www.classiccitybank.com
Asset Quality Classic City Bank
Athens, GA
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1-Year Asset Growth 13.75%
5-Year Asset Growth --
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Classic City Bank
Athens, GA
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Total Assets 251.86M
Total Deposits 221.44M
Capital and Reserves Classic City Bank
Athens, GA
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Capital 28.14M
Leverage Ratio 11.28
Loan Loss Reserves to Loans 1.05%
Risk-Based Capital Ratio --
Liquidity Classic City Bank
Athens, GA
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Hot Money Ratio 11.05%
Liquidity Ratio 33.60%
Profitability Classic City Bank
Athens, GA
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5-Year Return on Average Assets -6.92%
Net Income 2.40M
Net Interest Spread 4.82%
Operating Profit to Average Assets 2.60%
Overhead Efficiency Ratio 42.96%
Return on Assets 1.96%
Return on Equity 17.87%