Climate First Bank
Major Rating Factors:
An analysis of stability tests since inception including evaluations of capital adequacy, asset growth, and profitability lead to a Very Weak overall stability index (0.3). Operating profits as a percentage of assets at 1.3%, coupled with a return on assets of 1.0 has resulted in Fair (4.4) profitability.
Other Rating Factors:
Very Weak liquidity 0.3, driven by a liquidity ratio of 12.2 percent and a “hot money” ratio of 25.7 percent. A current level of 0.0 percent of nonperforming loans to core capital combined with 0.0 percent from a year earlier contributes to the Excellent asset quality (7.2).
Asset Mix:
Comm re (25%), comm loans (22%), consumer loans (18%), home mtgs (13%), cash (11%), home eq lns (1%), securities (0%), other (10%)
States with Branches:
FL
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
--
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
--
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Climate First Bancorp, Inc.
Investment Rating
--
Address
182 37th Avenue North
Saint Petersburg, FL 33704
Saint Petersburg, FL 33704
Phone Number
(727) 335-0500
Year Founded
2021
FDIC Number
Website
Largest Affiliates
No affiliate information available.