Climate First Bank
Major Rating Factors:
An analysis of stability tests since inception including evaluations of capital adequacy, asset growth, and profitability lead to a Very Weak overall stability index (0.2). Operating profits as a percentage of assets at 0.6%, coupled with a return on assets of 0.5 has resulted in Weak (2.3) profitability.
Other Rating Factors:
Very Weak liquidity 0.5, driven by a liquidity ratio of 13.8 percent and a “hot money” ratio of 24.9 percent. A current level of 0.0 percent of nonperforming loans to core capital combined with 0.0 percent from a year earlier contributes to the Excellent asset quality (7.5).
Asset Mix:
Comm re (28%), comm loans (22%), home mtgs (14%), cash (12%), consumer loans (12%), home eq lns (1%), securities (0%), other (11%)
States with Branches:
FL
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
--
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
--
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Climate First Bancorp, Inc.
Investment Rating
--
Address
182 37th Ave N
Saint Petersburg, FL 33704
Saint Petersburg, FL 33704
Phone Number
(727) 335-0500
Year Founded
2021
FDIC Number
Website
Largest Affiliates
No affiliate information available.