E
Climate First Bank
Rating Date
October 2025
Risk Based
Capital Ratio
10.43
Leverage
Ratio
9.58
Return On
Assets
0.64%
Total
Assets
1.18B
Capital
106.67M
Total
Deposits
1.01B
Net
Income
3.28M
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Weiss Ratings Climate First Bank
Saint Petersburg, FL 		Click to
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Rating E
Asset Quality Index 7.40
Capitalization Index 7.90
Liquidity Index 0.40
Profitability Index 2.90
Stability Index 0.30
Company Info Climate First Bank
Saint Petersburg, FL 		Click to
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FDIC Number 59257
Phone Number (727) 335-0500
Website www.climatefirstbank.com
Asset Quality Climate First Bank
Saint Petersburg, FL 		Click to
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1-Year Asset Growth 71.45%
5-Year Asset Growth --
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Climate First Bank
Saint Petersburg, FL 		Click to
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Total Assets 1.18B
Total Deposits 1.01B
Capital and Reserves Climate First Bank
Saint Petersburg, FL 		Click to
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Capital 106.67M
Leverage Ratio 9.58
Loan Loss Reserves to Loans 1.05%
Risk-Based Capital Ratio 10.43
Liquidity Climate First Bank
Saint Petersburg, FL 		Click to
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Hot Money Ratio 20.06%
Liquidity Ratio 11.74%
Profitability Climate First Bank
Saint Petersburg, FL 		Click to
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5-Year Return on Average Assets --
Net Income 3.28M
Net Interest Spread 3.48%
Operating Profit to Average Assets 0.86%
Overhead Efficiency Ratio 60.44%
Return on Assets 0.64%
Return on Equity 6.98%