Integrity Bank for Business
Major Rating Factors:
An analysis of stability tests since inception including evaluations of capital adequacy, asset growth, and profitability lead to a Very Weak overall stability index (0.0). Operating profits as a percentage of assets at 0.2%, coupled with a return on assets of 0.1 has resulted in Weak (1.2) profitability.
Other Rating Factors:
Good liquidity 5.3, driven by a liquidity ratio of 60.3 percent and a “hot money” ratio of 3.7 percent. A current level of 0.0 percent of nonperforming loans to core capital combined with 0.0 percent from a year earlier contributes to the Excellent asset quality (9.0).
Asset Mix:
Comm re (26%), securities (25%), cash (22%), home mtgs (5%), comm loans (4%), home eq lns (1%), other (18%)
States with Branches:
VA
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
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1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
--
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Investment Rating
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Address
2901 South Lynnhaven Road
Virginia Beach, VA 23452
Virginia Beach, VA 23452
Phone Number
Year Founded
2021
FDIC Number
Website
Largest Affiliates
No affiliate information available.