Integrity Bank for Business
Major Rating Factors:
An analysis of stability tests since inception including evaluations of capital adequacy, asset growth, and profitability lead to a Very Weak overall stability index (0.0).
Other Rating Factors:
Good liquidity 5.4, driven by a liquidity ratio of 63.8 percent and a “hot money” ratio of 2.8 percent. A current level of 0.0 percent of nonperforming loans to core capital combined with 0.0 percent from a year earlier contributes to the Excellent asset quality (9.1).
Asset Mix:
Cash (30%), comm re (25%), securities (20%), home mtgs (5%), comm loans (3%), home eq lns (1%), other (15%)
States with Branches:
VA
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
--
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
--
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Investment Rating
--
Address
2901 South Lynnhaven Road
Virginia Beach, VA 23452
Virginia Beach, VA 23452
Phone Number
Year Founded
2021
FDIC Number
Website
Largest Affiliates
No affiliate information available.