Waterfall Bank
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Very Weak overall stability index (0.0 on a scale of 0 to 10).
Other Rating Factors:
Very Weak liquidity 0.1, driven by a liquidity ratio of 5.9 percent and a “hot money” ratio of 22.2 percent. A current level of 0.2 percent of nonperforming loans to core capital contributes to the Excellent asset quality (7.2).
Asset Mix:
Comm re (55%), comm loans (15%), home mtgs (4%), cash (3%), securities (2%), home eq lns (2%), other (18%)
States with Branches:
FL
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
--
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
--
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Investment Rating
--
Address
500 McLennan Street
Clearwater, FL 33756
Clearwater, FL 33756
Phone Number
(727) 472-3599
Year Founded
2021
FDIC Number
Website
Largest Affiliates
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