Waterfall Bank
| Weiss Ratings |
Waterfall Bank
Clearwater, FL |
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| Rating | ||||
| Asset Quality Index | 7.20 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.10 | |||
| Profitability Index | 1.50 | |||
| Stability Index | 0.00 | |||
| Company Info |
Waterfall Bank
Clearwater, FL |
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| FDIC Number | 59265 | |||
| Phone Number | (727) 472-3599 | |||
| Website | www.waterfallbank.com | |||
| Asset Quality |
Waterfall Bank
Clearwater, FL |
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| 1-Year Asset Growth | 52.20% | |||
| 5-Year Asset Growth | -- | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.00% | |||
| Non-Performing Loans to Capital | 0.00% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
Waterfall Bank
Clearwater, FL |
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| Total Assets | 284.37M | |||
| Total Deposits | 240.75M | |||
| Capital and Reserves |
Waterfall Bank
Clearwater, FL |
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| Capital | 41.71M | |||
| Leverage Ratio | 15.31 | |||
| Loan Loss Reserves to Loans | 0.70% | |||
| Risk-Based Capital Ratio | 16.31 | |||
| Liquidity |
Waterfall Bank
Clearwater, FL |
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| Hot Money Ratio | 21.61% | |||
| Liquidity Ratio | 11.22% | |||
| Profitability |
Waterfall Bank
Clearwater, FL |
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| 5-Year Return on Average Assets | -- | |||
| Net Income | 614.00K | |||
| Net Interest Spread | 3.36% | |||
| Operating Profit to Average Assets | 0.35% | |||
| Overhead Efficiency Ratio | 83.81% | |||
| Return on Assets | 0.26% | |||
| Return on Equity | 1.48% | |||