E
Waterfall Bank
Rating Date
June 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Waterfall Bank
Clearwater, FL
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Rating E
Asset Quality Index 7.30
Capitalization Index 10.00
Liquidity Index 0.60
Profitability Index 0.90
Stability Index 0.00
Company Info Waterfall Bank
Clearwater, FL
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FDIC Number 59265
Phone Number (727) 472-3599
Website www.waterfallbank.com
Asset Quality Waterfall Bank
Clearwater, FL
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1-Year Asset Growth 52.93%
5-Year Asset Growth --
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Waterfall Bank
Clearwater, FL
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Total Assets 314.88M
Total Deposits 271.20M
Capital and Reserves Waterfall Bank
Clearwater, FL
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Capital 41.84M
Leverage Ratio 13.94
Loan Loss Reserves to Loans 0.82%
Risk-Based Capital Ratio 15.81
Liquidity Waterfall Bank
Clearwater, FL
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Hot Money Ratio 19.56%
Liquidity Ratio 18.09%
Profitability Waterfall Bank
Clearwater, FL
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5-Year Return on Average Assets --
Net Income -87.00K
Net Interest Spread 2.94%
Operating Profit to Average Assets -0.15%
Overhead Efficiency Ratio 88.48%
Return on Assets -0.12%
Return on Equity -0.83%