E
Locality Bank
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
14.23
Return On
Assets
0.18%
Total
Assets
347.28M
Capital
48.07M
Total
Deposits
296.93M
Net
Income
546.00K
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Weiss Ratings Locality Bank
Fort Lauderdale, FL 		Click to
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Rating E
Asset Quality Index 5.70
Capitalization Index 10.00
Liquidity Index 1.00
Profitability Index 1.20
Stability Index 0.00
Company Info Locality Bank
Fort Lauderdale, FL 		Click to
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FDIC Number 59278
Phone Number (954) 799-0900
Website localitybank.com
Asset Quality Locality Bank
Fort Lauderdale, FL 		Click to
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1-Year Asset Growth 23.50%
5-Year Asset Growth --
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.78%
Non-Performing Loans to Capital 5.34%
Non-Performing Loans to Loans 1.07%
Balance Sheet Locality Bank
Fort Lauderdale, FL 		Click to
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Total Assets 347.28M
Total Deposits 296.93M
Capital and Reserves Locality Bank
Fort Lauderdale, FL 		Click to
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Capital 48.07M
Leverage Ratio 14.23
Loan Loss Reserves to Loans 1.68%
Risk-Based Capital Ratio --
Liquidity Locality Bank
Fort Lauderdale, FL 		Click to
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Hot Money Ratio 6.81%
Liquidity Ratio 23.64%
Profitability Locality Bank
Fort Lauderdale, FL 		Click to
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5-Year Return on Average Assets --
Net Income 546.00K
Net Interest Spread 3.95%
Operating Profit to Average Assets 0.28%
Overhead Efficiency Ratio 82.74%
Return on Assets 0.18%
Return on Equity 1.21%