Major Rating Factors:
An analysis of stability tests since inception including evaluations of capital adequacy, asset growth, and profitability lead to a Very Weak overall stability index (0.0).
Other Rating Factors:
Very Weak liquidity 0.8, driven by a liquidity ratio of 31.0 percent and a “hot money” ratio of 53.1 percent. A current level of 4.5 percent of nonperforming loans to core capital combined with 8.9 percent from a year earlier contributes to the Good asset quality (6.0).
Asset Mix:
Comm re (37%), comm loans (13%), home mtgs (12%), cash (5%), securities (3%), other (30%)
States with Branches:
AZ
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
--
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
--
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Investment Rating
--
Address
16215 North 28th Avenue
Phoenix, AZ 85053
Phoenix, AZ 85053
Phone Number
(602) 805-5088
Year Founded
2022
FDIC Number
Website
Largest Affiliates
No affiliate information available.