E
EntreBank
Rating Date
April 2025
Risk Based
Capital Ratio
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Major Rating Factors: An analysis of stability tests since inception including evaluations of capital adequacy, asset growth, and profitability lead to a Very Weak overall stability index (0.0). Operating profits as a percentage of assets at 0.8%, coupled with a return on assets of 0.8 has resulted in Fair (3.2) profitability.
Other Rating Factors: Very Weak liquidity 0.6, driven by a liquidity ratio of 21.7 percent and a “hot money” ratio of 29.9 percent. A current level of 0.0 percent of nonperforming loans to core capital combined with 0.0 percent from a year earlier contributes to the Excellent asset quality (8.1).
Asset Mix: Comm re (34%), comm loans (34%), cash (19%), home mtgs (3%), home eq lns (1%), consumer loans (0%), other (9%)
States with Branches: MN
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
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Liquidity Ratio
Hot Money
Corporate Info
Group Affiliation
Entrepreneurs Bancshares, Inc.
Investment Rating
--
Address
1550 American Boulevard East
Bloomington, MN 55425
Phone Number
Year Founded
2022
FDIC Number
Largest Affiliates
No affiliate information available.