Major Rating Factors:
An analysis of stability tests since inception including evaluations of capital adequacy, asset growth, and profitability lead to a Very Weak overall stability index (0.0).
Other Rating Factors:
Very Weak liquidity 0.6, driven by a liquidity ratio of 33.7 percent and a “hot money” ratio of 38.4 percent. A current level of 10.1 percent of nonperforming loans to core capital contributes to the Good asset quality (6.1).
Asset Mix:
Comm loans (31%), securities (25%), comm re (17%), cash (3%), home mtgs (1%), other (22%)
States with Branches:
NH
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
--
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
--
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Investment Rating
--
Address
66 North Main Street
Concord, NH 03301
Concord, NH 03301
Phone Number
Year Founded
2022
FDIC Number
Website
Largest Affiliates
No affiliate information available.