Major Rating Factors:
An analysis of stability tests since inception including evaluations of capital adequacy, asset growth, and profitability lead to a Very Weak overall stability index (0.0).
Other Rating Factors:
Very Weak liquidity 0.3, driven by a liquidity ratio of 26.8 percent and a “hot money” ratio of 26.4 percent. A current level of 17.0 percent of nonperforming loans to core capital combined with 17.7 percent from a year earlier contributes to the Fair asset quality (3.1).
Asset Mix:
Comm loans (39%), securities (21%), comm re (16%), cash (2%), home mtgs (1%), other (21%)
States with Branches:
NH
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
--
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
--
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Investment Rating
--
Address
66 North Main Street
Concord, NH 03301
Concord, NH 03301
Phone Number
Year Founded
2022
FDIC Number
Website
Largest Affiliates
No affiliate information available.