Major Rating Factors:
An analysis of stability tests since inception including evaluations of capital adequacy, asset growth, and profitability lead to a Very Weak overall stability index (0.0).
Other Rating Factors:
Very Weak liquidity 0.3, driven by a liquidity ratio of 26.6 percent and a “hot money” ratio of 24.3 percent. A current level of 0.0 percent of nonperforming loans to core capital combined with 0.0 percent from a year earlier contributes to the Excellent asset quality (7.1).
Asset Mix:
Comm re (28%), comm loans (23%), consumer loans (3%), home mtgs (2%), cash (1%), securities (1%), other (42%)
States with Branches:
OH
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
--
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
--
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Investment Rating
--
Address
800 East Long Street
Columbus, OH 43203
Columbus, OH 43203
Phone Number
(614) 362-5494
Year Founded
2023
FDIC Number
Website
Largest Affiliates
No affiliate information available.