E
Bank Irvine
Irvine,  CA
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Bank Irvine
Irvine, CA
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Rating E
Asset Quality Index 9.20
Capitalization Index 10.00
Liquidity Index 0.40
Profitability Index 4.60
Stability Index 0.00
Company Info Bank Irvine
Irvine, CA
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FDIC Number 59296
Phone Number (949) 892-1000
Website www.bankirvine.com
Asset Quality Bank Irvine
Irvine, CA
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1-Year Asset Growth 31.07%
5-Year Asset Growth --
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Bank Irvine
Irvine, CA
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Total Assets 305.64M
Total Deposits 234.75M
Capital and Reserves Bank Irvine
Irvine, CA
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Capital 69.91M
Leverage Ratio 22.76
Loan Loss Reserves to Loans 1.19%
Risk-Based Capital Ratio --
Liquidity Bank Irvine
Irvine, CA
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Hot Money Ratio 52.05%
Liquidity Ratio 28.19%
Profitability Bank Irvine
Irvine, CA
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5-Year Return on Average Assets --
Net Income 1.45M
Net Interest Spread 3.25%
Operating Profit to Average Assets 1.40%
Overhead Efficiency Ratio 52.97%
Return on Assets 0.95%
Return on Equity 4.18%