E
Texas Traditions Bank
KatyTX
Rating Date
June 2025
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Major Rating Factors: An analysis of stability tests since inception including evaluations of capital adequacy, asset growth, and profitability lead to a Very Weak overall stability index (0.0). Operating profits as a percentage of assets at 1.2%, coupled with a return on assets of 0.8 has resulted in Fair (3.9) profitability.
Other Rating Factors: Weak liquidity 1.2, driven by a liquidity ratio of 26.8 percent and a “hot money” ratio of 12.7 percent. A current level of 0.0 percent of nonperforming loans to core capital combined with 0.0 percent from a year earlier contributes to the Excellent asset quality (7.4).
Asset Mix: Comm re (29%), comm loans (15%), securities (12%), cash (6%), home mtgs (5%), consumer loans (0%), other (32%)
States with Branches: TX
Asset Quality
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Corporate Info
Group Affiliation
Investment Rating
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Address
24285 Katy Freeway
Katy, TX 77494
Phone Number
(281) 505-9500
Year Founded
2022
FDIC Number
Largest Affiliates
No affiliate information available.