Community Unity Bank
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Very Weak overall stability index (0.0 on a scale of 0 to 10).
Other Rating Factors:
Very Weak liquidity 0.6, driven by a liquidity ratio of 27.3 percent and a “hot money” ratio of 35.4 percent. A current level of 0.0 percent of nonperforming loans to core capital combined with 0.0 percent from a year earlier contributes to the Excellent asset quality (9.2).
Asset Mix:
Comm re (31%), home mtgs (22%), securities (17%), cash (4%), home eq lns (4%), comm loans (4%), other (18%)
States with Branches:
MI
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
--
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
--
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Investment Rating
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Address
34040 Woodward Avenue
Birmingham, MI 48009
Birmingham, MI 48009
Phone Number
(248) 574-9100
Year Founded
FDIC Number
Website
Largest Affiliates
No affiliate information available.