Community Unity Bank
Major Rating Factors:
An analysis of stability tests since inception including evaluations of capital adequacy, asset growth, and profitability lead to a Very Weak overall stability index (0.0).
Other Rating Factors:
Weak liquidity 1.2, driven by a liquidity ratio of 35.9 percent and a “hot money” ratio of 50.2 percent. A current level of 0.0 percent of nonperforming loans to core capital combined with 0.0 percent from a year earlier contributes to the Excellent asset quality (9.3).
Asset Mix:
Comm re (24%), home mtgs (19%), securities (13%), comm loans (7%), cash (3%), home eq lns (3%), other (31%)
States with Branches:
MI
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
--
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
--
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Investment Rating
--
Address
34040 Woodward Avenue
Birmingham, MI 48009
Birmingham, MI 48009
Phone Number
(248) 574-9100
Year Founded
2023
FDIC Number
Website
Largest Affiliates
No affiliate information available.