E
Community Unity Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Community Unity Bank
Birmingham, MI
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Rating E
Asset Quality Index 9.20
Capitalization Index 10.00
Liquidity Index 0.20
Profitability Index 0.00
Stability Index 0.00
Company Info Community Unity Bank
Birmingham, MI
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FDIC Number 59305
Phone Number (248) 574-9100
Website www.communityunity.bank
Asset Quality Community Unity Bank
Birmingham, MI
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1-Year Asset Growth 54.86%
5-Year Asset Growth --
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Community Unity Bank
Birmingham, MI
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Total Assets 80.11M
Total Deposits 58.04M
Capital and Reserves Community Unity Bank
Birmingham, MI
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Capital 20.62M
Leverage Ratio 26.03
Loan Loss Reserves to Loans 1.25%
Risk-Based Capital Ratio 40.98
Liquidity Community Unity Bank
Birmingham, MI
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Hot Money Ratio 40.21%
Liquidity Ratio 22.88%
Profitability Community Unity Bank
Birmingham, MI
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5-Year Return on Average Assets --
Net Income -1.96M
Net Interest Spread 3.54%
Operating Profit to Average Assets -3.62%
Overhead Efficiency Ratio 194.15%
Return on Assets -3.62%
Return on Equity -12.19%