E
Community Unity Bank
Rating Date
March 2026
Risk Based
Capital Ratio
38.11
Leverage
Ratio
24.17
Return On
Assets
-3.13%
Total
Assets
95.01M
Capital
20.86M
Total
Deposits
72.76M
Net
Income
-2.37M
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Weiss Ratings Community Unity Bank
Birmingham, MI 		Click to
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Rating E
Asset Quality Index 9.30
Capitalization Index 10.00
Liquidity Index 1.20
Profitability Index 0.00
Stability Index 0.00
Company Info Community Unity Bank
Birmingham, MI 		Click to
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FDIC Number 59305
Phone Number (248) 574-9100
Website www.communityunity.bank
Asset Quality Community Unity Bank
Birmingham, MI 		Click to
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1-Year Asset Growth 47.81%
5-Year Asset Growth --
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Community Unity Bank
Birmingham, MI 		Click to
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Total Assets 95.01M
Total Deposits 72.76M
Capital and Reserves Community Unity Bank
Birmingham, MI 		Click to
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Capital 20.86M
Leverage Ratio 24.17
Loan Loss Reserves to Loans 1.25%
Risk-Based Capital Ratio 38.11
Liquidity Community Unity Bank
Birmingham, MI 		Click to
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Hot Money Ratio 50.22%
Liquidity Ratio 35.87%
Profitability Community Unity Bank
Birmingham, MI 		Click to
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5-Year Return on Average Assets --
Net Income -2.37M
Net Interest Spread 3.42%
Operating Profit to Average Assets -3.13%
Overhead Efficiency Ratio 182.97%
Return on Assets -3.13%
Return on Equity -11.13%