Major Rating Factors:
An analysis of stability tests since inception including evaluations of capital adequacy, asset growth, and profitability lead to a Very Weak overall stability index (0.0).
Other Rating Factors:
Weak liquidity 2.8, driven by a liquidity ratio of 29.0 percent and a “hot money” ratio of 7.6 percent. A current level of 0.2 percent of nonperforming loans to core capital contributes to the Excellent asset quality (7.4).
Asset Mix:
Comm loans (29%), comm re (27%), consumer loans (13%), cash (10%), securities (3%), other (18%)
States with Branches:
CA, NV
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
--
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
--
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Icon Bancorp
Investment Rating
--
Address
3390 University Avenue
Riverside, CA 92501
Riverside, CA 92501
Phone Number
(888) 383-1954
Year Founded
2023
FDIC Number
Website
Largest Affiliates
No affiliate information available.