Zenith Bank & Trust
Major Rating Factors:
An analysis of stability tests since inception including evaluations of capital adequacy, asset growth, and profitability lead to a Very Weak overall stability index (0.0).
Other Rating Factors:
Fair liquidity 5.0, driven by a liquidity ratio of 67.4 percent and a “hot money” ratio of 12.1 percent. A current level of 0.0 percent of nonperforming loans to core capital combined with 0.0 percent from a year earlier contributes to the Excellent asset quality (8.8).
Asset Mix:
Cash (51%), comm re (15%), home mtgs (11%), comm loans (5%), consumer loans (4%), securities (3%), home eq lns (3%), other (8%)
States with Branches:
AZ
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
--
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
--
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
VB&T Holding Company
Investment Rating
--
Address
4900 N. Scottsdale Road
Scottsdale, AZ 85251
Scottsdale, AZ 85251
Phone Number
(480) 999-9900
Year Founded
2023
FDIC Number
Website
Largest Affiliates
No affiliate information available.