E
Nova Bank
Rating Date
June 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
36.44
Return On
Assets
-1.77%
Total
Assets
80.90M
Capital
24.44M
Total
Deposits
55.68M
Net
Income
-297.00K
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Weiss Ratings Nova Bank
Huntsville, AL 		Click to
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Rating E
Asset Quality Index 9.00
Capitalization Index 10.00
Liquidity Index 3.80
Profitability Index 0.00
Stability Index 0.00
Company Info Nova Bank
Huntsville, AL 		Click to
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FDIC Number 59326
Phone Number (256) 800-6682
Website www.nova.bank
Asset Quality Nova Bank
Huntsville, AL 		Click to
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1-Year Asset Growth 196.44%
5-Year Asset Growth --
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Nova Bank
Huntsville, AL 		Click to
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Total Assets 80.90M
Total Deposits 55.68M
Capital and Reserves Nova Bank
Huntsville, AL 		Click to
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Capital 24.44M
Leverage Ratio 36.44
Loan Loss Reserves to Loans 1.46%
Risk-Based Capital Ratio --
Liquidity Nova Bank
Huntsville, AL 		Click to
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Hot Money Ratio 39.27%
Liquidity Ratio 71.22%
Profitability Nova Bank
Huntsville, AL 		Click to
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5-Year Return on Average Assets --
Net Income -297.00K
Net Interest Spread 3.91%
Operating Profit to Average Assets -1.77%
Overhead Efficiency Ratio 134.58%
Return on Assets -1.77%
Return on Equity -4.84%