E
Nova Bank
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Nova Bank
Huntsville, AL
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Rating E
Asset Quality Index 8.70
Capitalization Index 10.00
Liquidity Index 0.60
Profitability Index 0.10
Stability Index 0.00
Company Info Nova Bank
Huntsville, AL
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FDIC Number 59326
Phone Number (256) 800-6682
Website www.nova.bank
Asset Quality Nova Bank
Huntsville, AL
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1-Year Asset Growth 90.06%
5-Year Asset Growth --
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.02%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Nova Bank
Huntsville, AL
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Total Assets 89.23M
Total Deposits 64.17M
Capital and Reserves Nova Bank
Huntsville, AL
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Capital 24.54M
Leverage Ratio 27.65
Loan Loss Reserves to Loans 1.28%
Risk-Based Capital Ratio --
Liquidity Nova Bank
Huntsville, AL
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Hot Money Ratio 39.22%
Liquidity Ratio 36.51%
Profitability Nova Bank
Huntsville, AL
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5-Year Return on Average Assets --
Net Income -418.00K
Net Interest Spread 4.37%
Operating Profit to Average Assets -0.51%
Overhead Efficiency Ratio 102.20%
Return on Assets -0.51%
Return on Equity -1.72%