E
Nova Bank
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
29.17
Return On
Assets
-1.42%
Total
Assets
85.45M
Capital
24.20M
Total
Deposits
60.65M
Net
Income
-534.00K
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Weiss Ratings Nova Bank
Huntsville, AL 		Click to
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Rating E
Asset Quality Index 8.80
Capitalization Index 10.00
Liquidity Index 1.60
Profitability Index 0.00
Stability Index 0.00
Company Info Nova Bank
Huntsville, AL 		Click to
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FDIC Number 59326
Phone Number (256) 800-6682
Website www.nova.bank
Asset Quality Nova Bank
Huntsville, AL 		Click to
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1-Year Asset Growth 176.44%
5-Year Asset Growth --
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.02%
Non-Performing Loans to Capital 0.05%
Non-Performing Loans to Loans 0.02%
Balance Sheet Nova Bank
Huntsville, AL 		Click to
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Total Assets 85.45M
Total Deposits 60.65M
Capital and Reserves Nova Bank
Huntsville, AL 		Click to
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Capital 24.20M
Leverage Ratio 29.17
Loan Loss Reserves to Loans 1.34%
Risk-Based Capital Ratio --
Liquidity Nova Bank
Huntsville, AL 		Click to
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Hot Money Ratio 37.91%
Liquidity Ratio 49.91%
Profitability Nova Bank
Huntsville, AL 		Click to
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5-Year Return on Average Assets --
Net Income -534.00K
Net Interest Spread 4.01%
Operating Profit to Average Assets -1.42%
Overhead Efficiency Ratio 120.66%
Return on Assets -1.42%
Return on Equity -4.37%