E
Nova Bank
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
28.11
Return On
Assets
0.70%
Total
Assets
91.19M
Capital
24.64M
Total
Deposits
66.09M
Net
Income
309.00K
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Weiss Ratings Nova Bank
Huntsville, AL 		Click to
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Rating E
Asset Quality Index 8.80
Capitalization Index 10.00
Liquidity Index 0.40
Profitability Index 2.30
Stability Index 0.00
Company Info Nova Bank
Huntsville, AL 		Click to
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FDIC Number 59326
Phone Number (256) 800-6682
Website www.nova.bank
Asset Quality Nova Bank
Huntsville, AL 		Click to
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1-Year Asset Growth 6.71%
5-Year Asset Growth --
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Nova Bank
Huntsville, AL 		Click to
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Total Assets 91.19M
Total Deposits 66.09M
Capital and Reserves Nova Bank
Huntsville, AL 		Click to
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Capital 24.64M
Leverage Ratio 28.11
Loan Loss Reserves to Loans 1.27%
Risk-Based Capital Ratio --
Liquidity Nova Bank
Huntsville, AL 		Click to
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Hot Money Ratio 33.28%
Liquidity Ratio 30.19%
Profitability Nova Bank
Huntsville, AL 		Click to
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5-Year Return on Average Assets --
Net Income 309.00K
Net Interest Spread 5.15%
Operating Profit to Average Assets 0.70%
Overhead Efficiency Ratio 84.47%
Return on Assets 0.70%
Return on Equity 2.51%