Major Rating Factors:
An analysis of stability tests since inception including evaluations of capital adequacy, asset growth, and profitability lead to a Very Weak overall stability index (0.0).
Other Rating Factors:
Fair liquidity 4.7, driven by a liquidity ratio of 90.0 percent and a “hot money” ratio of 3.6 percent. A current level of 0.0 percent of nonperforming loans to core capital combined with 0.0 percent from a year earlier contributes to the Excellent asset quality (9.3).
Asset Mix:
Cash (52%), comm re (20%), home mtgs (6%), comm loans (4%), other (18%)
States with Branches:
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
--
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
--
1-Year Asset Growth
--
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
--
5-Year ROAA (Return on Average Assets)
--
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Four States Bancshares, Inc.
Investment Rating
--
Address
213 S Lyon Street
Carthage, MO 64836
Carthage, MO 64836
Phone Number
(417) 423-2265
Year Founded
2024
FDIC Number
Website
Largest Affiliates
No affiliate information available.