E
BankMiami
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
Ratio
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Assets
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Assets
Capital
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Income
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Major Rating Factors: An analysis of stability tests since inception including evaluations of capital adequacy, asset growth, and profitability lead to a Very Weak overall stability index (0.0).
Other Rating Factors: Good liquidity 6.0, driven by a liquidity ratio of 74.4 percent and a “hot money” ratio of 2.2 percent. A current level of 0.0 percent of nonperforming loans to core capital combined with 0.0 percent from a year earlier contributes to the Excellent asset quality (9.8).
Asset Mix: Cash (63%), comm re (13%), home mtgs (7%), securities (3%), comm loans (3%), home eq lns (2%), other (9%)
States with Branches:
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
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1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
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Overhead Efficiency Ratio
Liquidity
Liquidity Ratio
Hot Money
Corporate Info
Group Affiliation
Investment Rating
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Address
1515 Sunset Drive
Coral Gables, FL 33143
Phone Number
(305) 323-7000
Year Founded
2025
FDIC Number
Largest Affiliates
There are no affiliate to display.